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What insurance group is an LE? #269507
04/01/2007 19:10
04/01/2007 19:10

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In a nutshell – is the LE modified or standard?

I might be wrong; but from my limited (at present) knowledge & experience, it seems that the 20v turbo is group 19, but I have seen car dealers advertising the LE as group 20 in their adverts. When I went online with my present insurer, Elephant, the list of possible models included the 20VT, the 20VT plus model 1999 onwards, but no mention of the LE.
It was the same story when I tried ringing them; - only the 2 choices.

It just so happens that the LE I am buying is a 1998. Therefore it doesn’t ‘fit’ as a plus model (too old); so should I just insure it as a normal 20v turbo? The price difference for the plus model is about an extra £100.
My insurance company also said that they would give me ‘market value’ for the car if it was written off. I can therefore assume, I suppose, that I wouldn’t get back anything like what I paying for the LE if the worst were to happen!

Many thanks for the advice & guidance,

Gary.

Re: What insurance group is an LE? #269508
04/01/2007 19:51
04/01/2007 19:51
Joined: Nov 2006
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Derby
TimC Offline
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20VT+ 305bhp 284lb/ft
Re: What insurance group is an LE? #269509
04/01/2007 20:26
04/01/2007 20:26

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Quote:

check this link out...

http://www.fiatcoupeclub.org/forum/showflat.php?...;gonew=1#UNREAD




Thanks Tim, I did; - but it didn't seem to offer a conclusive answer.

Re: What insurance group is an LE? #269510
04/01/2007 20:53
04/01/2007 20:53
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TimC Offline
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I'd insure it as a Plus, just to be on the safe side then...


Last edited by TimC; 04/01/2007 20:54.


20VT+ 305bhp 284lb/ft
Re: What insurance group is an LE? #269511
04/01/2007 21:55
04/01/2007 21:55

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Quote:

I'd insure it as a Plus, just to be on the safe side then...




Yes, that's what I thought; & I tried to!

It went something like this:

me: "call it a plus then"
Insurer: "what year is the car?"
me: "1998"
Insurer: "the plus is listed as 1999 onwards, so it can't be"

...and so it went on, round & round in circles!

Mind you, insuring it as a standard 20VT does save me £100!

Re: What insurance group is an LE? #269512
04/01/2007 21:58
04/01/2007 21:58
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Posts: 6,568
Northampton England
Sedicivalvole Offline
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Well,

Ring them up and tell them that you have a car they do not list it is same spec as plus with a few changes, usually i belive this goes under the monica of 20vt 6 speed.

Nick


Vinci Grey LE
Alfa 147 GTA 3.2 V6
BMW E92 M3 4.0 V8
Fiat Tipo Sedicivalvole 2.0 16v ABS
Re: What insurance group is an LE? #269513
04/01/2007 23:11
04/01/2007 23:11

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Thanks Nick, I'll give that a try.

Re: What insurance group is an LE? #269514
06/01/2007 14:50
06/01/2007 14:50
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Surrey
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Parkers has it down as group 19 just the same as all 20vts bar the Plus.

http://www.parkers.co.uk/cars/reviews/Review.aspx?model=220&page=7

If they don't know of the LE, you need to keep a very clear record of your discussions, log who you spoke to, when and what was said, so it is clear you gave full information and if any mistake is made as to the car type it is by the Company not any misrepresentation by you.


Does our law condemn a man without first hearing him to find out what he has been doing? (John 7:51)
Re: What insurance group is an LE? #269515
06/01/2007 20:35
06/01/2007 20:35
Joined: Dec 2005
Posts: 6,568
Northampton England
Sedicivalvole Offline
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What Emjay is saying is completely correct, haev a look at Noel and Adrian Flux they usually offer good deals and are likely to know what an LE is.


Vinci Grey LE
Alfa 147 GTA 3.2 V6
BMW E92 M3 4.0 V8
Fiat Tipo Sedicivalvole 2.0 16v ABS
Re: What insurance group is an LE? #269516
07/01/2007 04:03
07/01/2007 04:03

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Greenlight put mine under a group 19 as far as I remember, with a pretty good package of extras. Track days £50 a go?

Re: What insurance group is an LE? [Re: ] #312303
08/03/2007 16:00
08/03/2007 16:00

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have you tried just giving them the reg plate details and let them pull the info off the computer? for ref if you go onto the direct line website (and probably a load of others too) you can enter your reg.plate and it will automatically tell you your exact make and model.. hope this helps


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