In a nutshell – is the LE modified or standard?
I might be wrong; but from my limited (at present) knowledge & experience, it seems that the 20v turbo is group 19, but I have seen car dealers advertising the LE as group 20 in their adverts. When I went online with my present insurer, Elephant, the list of possible models included the 20VT, the 20VT plus model 1999 onwards, but no mention of the LE.
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It was the same story when I tried ringing them; - only the 2 choices.
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It just so happens that the LE I am buying is a 1998. Therefore it doesn’t ‘fit’ as a plus model (too old); so should I just insure it as a normal 20v turbo? The price difference for the plus model is about an extra £100.
My insurance company also said that they would give me ‘market value’ for the car if it was written off. I can therefore assume, I suppose, that I wouldn’t get back anything like what I paying for the LE if the worst were to happen!
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Many thanks for the advice & guidance,
Gary.