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Most Online731 Jan 14th, 2020
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Re: What is the point of no claims bonus?
[Re: AnnieMac]
#1608602
28/09/2017 08:14
28/09/2017 08:14
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elder81
Unregistered
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elder81
Unregistered
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Imagine how much it would have been without the no claims. No claim discount gives you a % deduction to what the quote should have been.
Without an accident your quote would have been £500 then reduce for no claims discount, now £400.
With an accident your quote would have been £1000 then reduce for no claims discount, now £800.
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Re: What is the point of no claims bonus?
[Re: AnnieMac]
#1608683
29/09/2017 14:22
29/09/2017 14:22
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suba
Unregistered
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suba
Unregistered
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Change your insurer!
Elephant had a go at increasing mine after someone went into the back of me a few years ago - a non fault claim, and the only incident I've had in over 15 years.
Changed provider and it ended up cheaper than it was with elephant prior to the incident.
I now shop it every year via a broker on a multicar policy which gives you some leverage, as being loyal to a particular company seems to get you very little...
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Re: What is the point of no claims bonus?
[Re: AnnieMac]
#1608700
29/09/2017 19:52
29/09/2017 19:52
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Joined: Apr 2013
Posts: 1,095 Berkshire
AnnieMac
OP
Enjoying the ride
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OP
Enjoying the ride
Joined: Apr 2013
Posts: 1,095
Berkshire
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I did just change my insurer, to Bank of Scotland, from Swiftcover, who had pissed me off. The thing is that there was no claim made regarding the accident because the other driver had no tax and, I suspect, no insurance. But because I reported it, it is still on the CUE database. I have asked Swiftcover to update the CUE record to say no payout was made, but they are taking their time because I'm not a customer any more. (I have the Coupe with Footman James, this policy is for my Alfa jalopy.)
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