I've just had the benefit of being a 'wrinkly' (thanks LennyLiverpool for the tip). Saga have done me a good deal on my 20VT and MX5.

Protected NCB; Legal Protection; Breakdown cover (UK & Europe); Personal Accident:
Coupe (not modified): £341
MX5 (mild mods): £144

Both are garaged. I have one SP30 endorsement.

Well chuffed - thanks for the informative posts on this notoriously tricky subject.

Can someone add Saga to the list (0800 068 8718; saga.co.uk)