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19yo 3points.. which insurance company #74138
16/03/2006 03:37
16/03/2006 03:37

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hey there thinking about buying a lovely lil coop... but insurance is looking a tad pricey is there any other people in the forum my age with a good quote ... my details are..

19yo
3 points sp50 yeah!
1 claim - big lorry hit little car... my fault
2 years had license + pass plus
6000 miles per year
third party fire and theft - live dangerously

best quote so far £1600

any better ones??? cheers deano

Re: 19yo 3points.. which insurance company #74139
16/03/2006 04:03
16/03/2006 04:03

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£1600 sounds about right given your history and age...which model is that for?...most insurers won't cover youngsters on a 20vt I think
Could try Noel Dazely, Adrian Flux, HIC or Greenlight (google for details)

Re: 19yo 3points.. which insurance company #74140
16/03/2006 04:15
16/03/2006 04:15

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sorry thats both a 20v na and a 16v turbo

for a 20v turbo the heartless pigs want 2200..id have loved one too!

Re: 19yo 3points.. which insurance company #74141
16/03/2006 04:38
16/03/2006 04:38

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What did you expect, the turbo is a group 18 car, n/a is 17

Re: 19yo 3points.. which insurance company #74142
16/03/2006 04:45
16/03/2006 04:45

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16v and 20v N/A group 17
16v Turbo group 18
20v turbo group 19
20v turbo plus group 20

Re: 19yo 3points.. which insurance company #74143
16/03/2006 04:55
16/03/2006 04:55

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Even higher for the turbo then

I aways found the 16vt cheaper to insure than the 20v n/a, older car I guess...and the 16v n/a cheaper still

Re: 19yo 3points.. which insurance company #74144
16/03/2006 05:59
16/03/2006 05:59

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woah sh+t the bed...just got a qoute on a 20v turbo for 1630 for a 1997 year and 1680 for a 1998.. i reckon its deffo a turbo 20v now!

Re: 19yo 3points.. which insurance company #74145
16/03/2006 14:05
16/03/2006 14:05

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Good one I assume you've alreay added your mum as a named driver (if not and she has a good driving history, do it as it should bring the price down - of course, she never has to drive it)

...but do make sure you have enough cash as well to cover the maintenace costs - I've seen figures of a grand per year mentioned here (on top of the purchase price of course)

Re: 19yo 3points.. which insurance company #74146
16/03/2006 14:11
16/03/2006 14:11
Joined: Dec 2005
Posts: 17,917
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JimO Offline
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Posts: 17,917
I thought our resident insurance expert (Thats H2ypr, if you don't recognise him from my description) told us all that you couldn't get insurance on a 20vt until your were 21.

HHhhmmm, maybe he doesn't know alot about insurance after all

Re: 19yo 3points.. which insurance company #74147
16/03/2006 14:13
16/03/2006 14:13

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lol

...how on earth do people afford £1600+ a year for insurance, let alone 19 year olds (unless they are dotcom millionnaires or professional footballers)

Re: 19yo 3points.. which insurance company #74148
16/03/2006 14:16
16/03/2006 14:16
Joined: Dec 2005
Posts: 17,917
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What annoys me is my first car insurance cost me £1,400 at the tender age of 17, but it was for an Orion 1.6L - i dread to think of the cost for a coupe insurance back in those days - and they were making coops in those days - nearly

Re: 19yo 3points.. which insurance company #74149
16/03/2006 20:10
16/03/2006 20:10

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Quote:

lol

...how on earth do people afford £1600+ a year for insurance, let alone 19 year olds (unless they are dotcom millionnaires or professional footballers)




Usually have no mortgage or large rent to pay

Re: 19yo 3points.. which insurance company #74150
17/03/2006 05:26
17/03/2006 05:26

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Quote:

Quote:

lol

...how on earth do people afford £1600+ a year for insurance, let alone 19 year olds (unless they are dotcom millionnaires or professional footballers)




Usually have no mortgage or large rent to pay




Dont forget the high maintenence wife aswell


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