Can anyone recommend a temp insurance compnay that insures cars group 18 and above and a 23 year old.They all want over 25 for group 18 and above.help

http://www.dayinsure.com

I used them last week for me and my brother to get the coupe home - cost me £11 Then we are both *somewhat* over 25

Exactly,as the coupe 16vt and 20vt are both group 18 and over only over 25's can be insured on with temp companys i have found.

Do you have a policy on another car? Have you asked your current company to provide temp cover?

na have a company car as my every day runabout

If you only need it for under 14 days, just take it out a normal policy with any company online, Thanks to DSR rules as long as you have not claimed you are free to cancle with no charge for up to 14 days

Do you normally get stung with an admin fee though and presumably would have to stump up a year's premium?

The Distance Selling Regulations don't apply to most financial products, including insurance.

would like the short term insurance as a regular thing as the car will be kept in storage when not used.

Yes they do you have the right to cancle within 14 days, most sites will say it when you buy

http://www.swiftcover.com/carinsurance/policy/cancellation/

https://www.carinsurance.hsbc.co.uk/hsbc/quote/documents/Common%20Policy%20Summary.pdf

http://66.102.9.104/search?q=cache:v-Pqy...clnk&cd=4&gl=uk

and any crap about them being able to charge you a admin fee is incorrect

Its the only real way you can legaly get on up on the W****ers overcharging everyone for insurance

you have 14 days to cancel from the date you receive your documents if you are a new customer or from your renewal date if you are an existing customer. If you decide to cancel, you must return your Certificate of Motor Insurance to us at The Equinox, 19 Cadogan Street, Glasgow, G2 6QQ. As long as no incidents have arisen which could result in a claim under your policy, we will refund the premium you have paid.

Try Adrian Flux for a Clasic policy with a couple of thousand miles alowance or there are a Few insures offering pay as you go tracked insurance, not the best of things but it will be the way all car insurance is in 10 years time

From one of your links ...

You're confusing what companies will let you do (cancel within 14 days) with what they are legally obligied to do.

Section 5(1)(c) of the Consumer Protection (Distance Selling) Regulations 2000 exempts from the regulations all services listed in schedule 2 of the act.

Schedule 2, as you'll know as an expert on these things, gives a "non-exhaustive" list of exempted financial services, number (2) of which is "Insurance and reinsurance operations".

What this means is that the DSR do not provide you with the legal right to cancel your policy without incurring an admin fee. Perhaps in future you might like to check your sources more carefully before offering advice.