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Haggling with your insurance company..Car stolen
#652080
25/07/2008 12:31
25/07/2008 12:31
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Joined: Jan 2006
Posts: 3,069
cjh
OP
I need some sleep
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OP
I need some sleep
Joined: Jan 2006
Posts: 3,069
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Any tips or whats been your experience of the above??? Had a 318i touring 2001 x plate swipped in Sheff a month ago - Sheilas Wheels was the insurer They offered £3500 ata first swipe...obviouusly i wont accept - whats been the best way to handle it in your experience? thanks all
Last edited by cjh; 25/07/2008 12:52.
"Storm Brewing" +
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Re: Haggling with your insurance company..
[Re: cjh]
#652088
25/07/2008 12:45
25/07/2008 12:45
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suba
Unregistered
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suba
Unregistered
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Just say that you have been offered it cheaper elsewhere and ask them what the best price they can do is. Be prepared to throw some figures and company names at them if need be.
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Re: Haggling with your insurance company..
[Re: ]
#652090
25/07/2008 12:47
25/07/2008 12:47
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Joined: Dec 2005
Posts: 6,731 Surrey
Emjay
Forum is my life
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Forum is my life
Joined: Dec 2005
Posts: 6,731
Surrey
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Rather than re-invent the wheel, there is a guide in the insurance section of Moneysavingexpert.com
Does our law condemn a man without first hearing him to find out what he has been doing? (John 7:51)
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Re: Haggling with your insurance company..
[Re: Emjay]
#652096
25/07/2008 12:52
25/07/2008 12:52
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belfastjohn
Unregistered
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belfastjohn
Unregistered
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not sure what you are asking, is the £3500 what they offered you for your stolen car or what they are quoting you for a new premium?
if new premium - as emjay says moneysaving expert is the guys to follow. I just halved my bike insurance with one quick search and a 5 min phonecall. down fron 121 to 63
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Re: Haggling with your insurance company..
[Re: cjh]
#652097
25/07/2008 12:53
25/07/2008 12:53
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suba
Unregistered
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suba
Unregistered
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Ah....find quotes for buying a similar type of car, mileage etc...if it's got any extras then use these to help you as well.
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Re: Haggling with your insurance company..
[Re: ]
#652099
25/07/2008 12:55
25/07/2008 12:55
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belfastjohn
Unregistered
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belfastjohn
Unregistered
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not sure u have much room to manouvre with their figure. They'll be giving you the book price i'd imagine and unless their figures are way of the mark, i'd doubt theres much haggling that can be done, though i'm only guessing as never been in that situation
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Re: Haggling with your insurance company..
[Re: ]
#652102
25/07/2008 13:01
25/07/2008 13:01
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Joined: Dec 2005
Posts: 12,546 Northumberland
AndrewR
I AM a Coop
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I AM a Coop
Joined: Dec 2005
Posts: 12,546
Northumberland
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There's almost always room to haggle. Insurance companies routinely start with something around bottom book value, just to see if you'll take it and shut up.
As a first step write back to them and say that the offer isn't in line with the cost of replacing the vehicle - a few ads from autotrader or likewise for cars of the same model and age should help.
Others I know who have been through recently have found that the insurance company has jumped straight to a decent offer.
Dear monos, a secret truth.
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Re: Haggling with your insurance company..
[Re: Nellybear]
#652264
25/07/2008 17:12
25/07/2008 17:12
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Joined: Jan 2006
Posts: 3,069
cjh
OP
I need some sleep
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OP
I need some sleep
Joined: Jan 2006
Posts: 3,069
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Thanks for your advice Fccukers.... I just managed to wangle another £500 outta them !!!! Woohooo.... Virtual pints all around...or if your missus wants to know why you had a pint/early tinny today - tell em i bought it/gave you permission...
"Storm Brewing" +
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