2 registered members (Pawcio, PaulL),
199
guests, and 3
spiders. |
Key:
Admin,
Global Mod,
Mod
|
|
Forums69
Topics113,822
Posts1,342,985
Members1,645
|
Most Online731 Jan 14th, 2020
|
|
|
£2500 Surely not
#650156
22/07/2008 14:46
22/07/2008 14:46
|
m4tty1
Unregistered
|
m4tty1
Unregistered
|
Hi
Just about to insure my new car,
I have 2 years no claims, I have been driving 2 years, clean license, B24 postcode, last year my car was a 16VT
The cheapest quote I have had so far is £2500 third party from Adrian Flux.
The spec is as follows.
20VT GT28RS FMIC Greddy Boost Control Full Stainless SIP 18 Inch wheels Lowered Full Zender Tints
Looking at other peoples quotes I am wondering why mine is so high,
What do you guys think ?
Regards
|
|
|
Re: £2500 Surely not
[Re: ]
#650159
22/07/2008 14:48
22/07/2008 14:48
|
Johna20VT
Unregistered
|
Johna20VT
Unregistered
|
just dont tell them about the mods n hope u dont crash!
|
|
|
Re: £2500 Surely not
[Re: ]
#650169
22/07/2008 14:53
22/07/2008 14:53
|
suba
Unregistered
|
suba
Unregistered
|
or hope that you dont have to pay your/thier legal fees if someone sues you for whiplash or worse...... How much does life care cost.... ![rolleyes](/forum/images/graemlins/default/grin.gif)
|
|
|
Re: £2500 Surely not
[Re: ]
#650172
22/07/2008 14:55
22/07/2008 14:55
|
suba
Unregistered
|
suba
Unregistered
|
I'm guessing it's because you are around 21 and with only a few years of driving under your belt. I'm suprised that you can get insurance at all at that age on a modded car.....I'd be suprised if you could find it cheaper anywhere else.
|
|
|
Re: £2500 Surely not
[Re: ]
#650176
22/07/2008 15:00
22/07/2008 15:00
|
Vickster
Unregistered
|
Vickster
Unregistered
|
Greenlight, Noel Dazely, Chris Knott (and quote Fiat forum)
Did you not think to check you could insure it for a sensible amount before buying / modding?
|
|
|
Re: £2500 Surely not
[Re: ]
#650178
22/07/2008 15:03
22/07/2008 15:03
|
Johna20VT
Unregistered
|
Johna20VT
Unregistered
|
sorry dad ![cry °\(](/forum/images/graemlins/default/cry.gif)
|
|
|
Re: £2500 Surely not
[Re: ]
#650182
22/07/2008 15:09
22/07/2008 15:09
|
m4tty1
Unregistered
|
m4tty1
Unregistered
|
Sorry forgot to add, I am 29 this year, home owner, 2 kids own business.
Looking through quotes listed here there are people much younger than me with similar mods getting quoted for less than half of what I have.
I have contacted Noel Dazely who are to phone me back.
Not declaring mods is not an option,
Regards
|
|
|
Re: £2500 Surely not
[Re: ]
#650189
22/07/2008 15:14
22/07/2008 15:14
|
suba
Unregistered
|
suba
Unregistered
|
Have you tried greenlight?
|
|
|
Re: £2500 Surely not
[Re: ]
#650191
22/07/2008 15:16
22/07/2008 15:16
|
Johna20VT
Unregistered
|
Johna20VT
Unregistered
|
i went throu virgin.. mine was 700 for all my mods, fully comp. am 29 with two kids aswell plus iv got a drink drive on my licence with 4 years no claims.
|
|
|
Re: £2500 Surely not
[Re: ]
#650192
22/07/2008 15:17
22/07/2008 15:17
|
m4tty1
Unregistered
|
m4tty1
Unregistered
|
Getting better
Noel Dazely have got back to me £1389 fully comp
|
|
|
Re: £2500 Surely not
[Re: Kelv27]
#650239
22/07/2008 16:46
22/07/2008 16:46
|
m4tty1
Unregistered
|
m4tty1
Unregistered
|
Noel Dazely said the opposite.
The Coupe and this Forum were favoured cars and customers.
Just waiting on Green light now and if it is no cheaper Noel Dazelt here we come,
Regards
|
|
|
Re: £2500 Surely not
[Re: ]
#650283
22/07/2008 17:53
22/07/2008 17:53
|
m4tty1
Unregistered
|
m4tty1
Unregistered
|
So far Noel Dazely £1389. 30% Deposit £120 per month after. Greenlight £1197 (great quote)but require payment in full ![frown \:\(](/forum/images/graemlins/default/frown.gif) Will try Chris Knott
|
|
|
Re: £2500 Surely not
[Re: ]
#650333
22/07/2008 19:44
22/07/2008 19:44
|
m4tty1
Unregistered
|
m4tty1
Unregistered
|
Chris Knott will not quote me ![frown \:\(](/forum/images/graemlins/default/frown.gif)
|
|
|
Re: £2500 Surely not
[Re: ]
#650335
22/07/2008 19:54
22/07/2008 19:54
|
Vickster
Unregistered
|
Vickster
Unregistered
|
Do ND offer a discount to club members - suggest dropping petep or mattb a PM to ask? If it's a few % certainly worth the £25 to join if not already a club member ![smile \:\)](/forum/images/graemlins/default/smile.gif) I don't know Brum, but I assume you don't live in an insurance-friendly postcode
|
|
|
Re: £2500 Surely not
[Re: ]
#650355
22/07/2008 20:29
22/07/2008 20:29
|
sweetride
Unregistered
|
sweetride
Unregistered
|
Im with Greenlight and paying monthly It is through a third party though but still only £750, 23 with 3 yrs ncb and points.
|
|
|
Re: £2500 Surely not
[Re: ]
#650451
22/07/2008 23:24
22/07/2008 23:24
|
flyingcustard
Unregistered
|
flyingcustard
Unregistered
|
2500 ![shocked \:o](/forum/images/graemlins/default/shocked.gif) my 20yr old bro in law (to be) ha just got an LE ![shocked \:o](/forum/images/graemlins/default/shocked.gif) he was quoted £1500 with 3yrs ncd ![smile \:\)](/forum/images/graemlins/default/smile.gif)
|
|
|
Re: £2500 Surely not
[Re: ]
#664454
17/08/2008 01:14
17/08/2008 01:14
|
gurly_racer
Unregistered
|
gurly_racer
Unregistered
|
im with adrian flux, was paying 700 quid, thats being 22,(was £900 when i got my coupe at 19) and thats with 6 points - driving 2 years... guess i was lucky! renewal is due november, brosed online - with swift cover its £400... ![smile \:\)](/forum/images/graemlins/default/smile.gif) defo worth a try with adrains flux - specialised cars ![smile \:\)](/forum/images/graemlins/default/smile.gif)
|
|
|
Re: £2500 Surely not
[Re: ]
#664485
17/08/2008 03:32
17/08/2008 03:32
|
belfastjohn
Unregistered
|
belfastjohn
Unregistered
|
Theres prob little point in me posting here at all but as everyone ignored my insurance quote post I'm gonna throw my tuppence worth in anyway. That a silly amount at your age. N Ireland has notouriously high insurance premiums supposedly coz whiplash here gets you buckets more than anywhere else, and i'd imagine other personal injury claims or the same. I'll mention them again coz I've mentioned them before and never got any feed back...Tesco's and directline. In my experience they cant be beat and both will match eachother. Ok so I'm 41, but i'm divorced so prob higher risk...my car sits on the street and its covered for business class use and we have less insurance companies available to us...look out for the not available in northern ireland small print...its everywhere. All of the major insurance supermarket sites are bound to be able to beat that...unless of course 40 really is that magic number
|
|
|
Re: £2500 Surely not
[Re: ]
#664487
17/08/2008 03:39
17/08/2008 03:39
|
belfastjohn
Unregistered
|
belfastjohn
Unregistered
|
If I were to ponder things too much I'd be inclined to think adrian flux was sponsoring this forum ....but far be it from me to even suggest such a thing ![laugh \:D](/forum/images/graemlins/default/laugh.gif) ok so its a big smiley but only coz there aint a drunk smiley rollin about the floor in his own little world
|
|
|
Re: £2500 Surely not
[Re: ]
#664531
17/08/2008 11:02
17/08/2008 11:02
|
Joined: Mar 2008
Posts: 5,101 highlands
jimboy
Club Member 857
|
Club Member 857
Forum is my life
Joined: Mar 2008
Posts: 5,101
highlands
|
being an old git is OK when insurance is concerned ![wink ;\)](/forum/images/graemlins/default/wink.gif) i,m about £300 f/c 10yrs+ covered etc ![laugh \:D](/forum/images/graemlins/default/laugh.gif) but that's a different story....insurance companies are a funny lot when it comes to mods add/ons. some take the view that modding is a good thing because the car owner takes pride in his vehicle & therefor will take great care ![wink ;\)](/forum/images/graemlins/default/wink.gif) other companies wont entertain you at all :(..but one thing that most of us don't take into account is the area that we live in, i mean up here in the sticks is a far cry from crowded cities down south ![shocked \:o](/forum/images/graemlins/default/shocked.gif) maybe i,m pointing out the obvious here. the young team don't exactly have a choice, its a matter of pay up ![shocked \:o](/forum/images/graemlins/default/shocked.gif) again that's another story, but 29, well its not old, but its not that young either for insurance purposes
I'm an old git & happy with it,most of the time
|
|
|
Re: £2500 Surely not
[Re: dbriglee]
#664625
17/08/2008 15:55
17/08/2008 15:55
|
Vickster
Unregistered
|
Vickster
Unregistered
|
I think certain postcodes in Birmingham, Manchester, certain parts of London and probably other urban areas mean that a coupe is fairly uninsurable (from my perspective this means around and over £1500) for the under 25s (especially men), especially if parked on the street ![frown \:\(](/forum/images/graemlins/default/frown.gif)
|
|
|
Re: £2500 Surely not
[Re: ]
#664877
18/08/2008 09:33
18/08/2008 09:33
|
AlistairM
Unregistered
|
AlistairM
Unregistered
|
Put your mum on as a named driver, always works (so long as she's been driving for a fair time and has no claims) try it now!
Elephant is good too
|
|
|
Re: £2500 Surely not
[Re: ]
#664879
18/08/2008 09:39
18/08/2008 09:39
|
Skate2create
Unregistered
|
Skate2create
Unregistered
|
Thats crazy, I'm 23 with 3 years no claims, PE6 postcode
Fully comp with European cover: £900! (Elephant)
My old insurers on my bravo (Churchill) wouldn't insure me on the coupe until I'm 25 so I lost my 7 months worth of no claims and had to start it again. grrr!
|
|
|
Re: £2500 Surely not
[Re: ]
#664987
18/08/2008 13:16
18/08/2008 13:16
|
lickyl
Unregistered
|
lickyl
Unregistered
|
Try Elephant they beat every quote that i had even from the likes of Adrian Flux ect, and they gave me an extra years NCB just for going with them. £370 16VT with mods fully comp and young driver/ newish licence i.e the wife on there, but i am old.
|
|
|
Re: £2500 Surely not
[Re: ]
#665189
18/08/2008 19:38
18/08/2008 19:38
|
Joined: Jul 2008
Posts: 151 Weston Super Mare
dbriglee
Club member 2147
|
Club member 2147
On a journey
Joined: Jul 2008
Posts: 151
Weston Super Mare
|
Thats crazy, I'm 23 with 3 years no claims, PE6 postcode
Fully comp with European cover: £900! (Elephant)
My old insurers on my bravo (Churchill) wouldn't insure me on the coupe until I'm 25 so I lost my 7 months worth of no claims and had to start it again. grrr! hmmm with what excess did you put in?? Are we talking for a 20valve turbo??
|
|
|
Re: £2500 Surely not
[Re: dbriglee]
#665316
18/08/2008 23:27
18/08/2008 23:27
|
Joined: Aug 2007
Posts: 691 uk
Blue20vt
Enjoying the ride
|
Enjoying the ride
Joined: Aug 2007
Posts: 691
uk
|
im 22, and was 21 when first insured the coupe, fully comp with 2 years ncb driving almost 4 years, 650 quid with every trimming possible.
Last edited by Blue20vt; 18/08/2008 23:27.
|
|
|
Re: £2500 Surely not
[Re: dbriglee]
#665339
18/08/2008 23:54
18/08/2008 23:54
|
gurly_racer
Unregistered
|
gurly_racer
Unregistered
|
well.... a problem this is for me too!
I'm 22, with 4 yrs no claims. Insuring a 20 v turbo, the best ive found is about 1400 3rd party.
Fully comp, the best option to do is increase the excess to the maximum. The cheapest ive found then was admiral via moneysupermarket.com.
With a grand excess (yes a 1000 pounds!) it's a premium of 1250. But in my opinion, if you want to get fully comp it's best to go for a policy with a huge excess and just be careful!
goconfused/moneysupermarket/gocompare are the best 3 the joys of being a male! thanks god im female! lol
|
|
|
Re: £2500 Surely not
[Re: dbriglee]
#665358
19/08/2008 00:29
19/08/2008 00:29
|
Skate2create
Unregistered
|
Skate2create
Unregistered
|
hmmm with what excess did you put in?? Are we talking for a 20valve turbo??
yup 20vt, I have a £300 excess plus compulsory young persons excess. this is with my mum as a named driver and car kept on driveway with thatcham cat 1 alarm fitted ![smile \:\)](/forum/images/graemlins/default/smile.gif)
|
|
|
Re: £2500 Surely not
[Re: Blue20vt]
#665363
19/08/2008 00:36
19/08/2008 00:36
|
Julesman84
Unregistered
|
Julesman84
Unregistered
|
Im 20 with 3years NCB with no points on my license and on an unmodified 20VT, fully comp with a £450 excess I pay £870 for 10 months insurance. Thats with Bell, might be worth a try?
|
|
|
Re: £2500 Surely not
[Re: jimboy]
#665404
19/08/2008 03:31
19/08/2008 03:31
|
belfastjohn
Unregistered
|
belfastjohn
Unregistered
|
i'm drunk again..well i'm on holiday but the postcode lottery jimboy is something i prob haven't factored in. The scum that steal cars prob wouldn't operate in my area coz u dont sh it in your own back yard. And as my budget tyre post highlighted I do know how to drive the cost of most things down...but £2500 thats just takin the proverbial in anyones books unless ur 18 yrs of age
|
|
|
|