However your premium will still go up, as mine did on both occasions that i have been hit. Pisses me off no end, all cost paid by 3rd party but you still get stung come renewal time <img src="/forum/images/graemlins/mad.gif" alt="" />
Been thinking about this for a while; non fault accident, so you claim from the third party. You can claim for expenses too, such as being without the vehicle etc. So, can you not make a claim for the expected rise in insurance premium when you are due to renew?