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whaa driving without insurance!
#224037
26/10/2006 22:23
26/10/2006 22:23
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Anonymous
Unregistered
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Anonymous
Unregistered
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I lost my policy details when i moved house and i ust rung up Direct Line to ask them when the policy runs out as i knew it was soon. 23rd October !!!! Direct Line cant renew my car as they wont insure anyone under 25 with mods, and with my FMIC sitting in the hallway and a 3" exhaust coming soon, that rules them out . Time to call round it would seem.
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Re: whaa driving without insurance!
#224038
26/10/2006 22:49
26/10/2006 22:49
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Joined: Dec 2005
Posts: 2,033 I WANT F40
S1MMA
Competition Level
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Competition Level
Joined: Dec 2005
Posts: 2,033
I WANT F40
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time to get a folder for your car stuff and put your insurance policy inside it!
Also why didnt they contact you to send you your renewal documents through? Unless they didnt have your new adress and you hadn't got your post forwarded.
Sideways a LOT
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Re: whaa driving without insurance!
#224039
27/10/2006 00:51
27/10/2006 00:51
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Anonymous
Unregistered
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Anonymous
Unregistered
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Surely you should inform everyone like that when you move They probably would have tried to wriggle out of paying had you had to make a claim, especially if something happened while at the new property
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Re: whaa driving without insurance!
#224040
27/10/2006 00:56
27/10/2006 00:56
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Joined: Dec 2005
Posts: 1,676 Didcot - Oxon
RusH
My life on the forum
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My life on the forum
Joined: Dec 2005
Posts: 1,676
Didcot - Oxon
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A friend of mine had the same problem with elephant.
His was more like a couple of months though.
Get caught and i dont think the story would hold out though!
Coupe now sold!
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Re: whaa driving without insurance!
#224041
27/10/2006 01:55
27/10/2006 01:55
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Joined: Dec 2005
Posts: 12,546 Northumberland
AndrewR
I AM a Coop
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I AM a Coop
Joined: Dec 2005
Posts: 12,546
Northumberland
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Well it will hold out in as much as he's still guilty of driving without insurance.
Dear monos, a secret truth.
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Re: whaa driving without insurance!
#224042
27/10/2006 02:08
27/10/2006 02:08
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Anonymous
Unregistered
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Anonymous
Unregistered
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No probs, did the ringing round today, looks like i'l be going with Noel Dazely. £857 Greenlight - mods declared (like for like replacement) £785 Noel Dazely - mods declared (like for like replacement) £770 Adrien Flux (Equity Red Star) - mods declared (not like for like AFAIK)
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Re: whaa driving without insurance!
#224043
27/10/2006 17:34
27/10/2006 17:34
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Anonymous
Unregistered
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Anonymous
Unregistered
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Situation over. I'm now with Noel Dazely and for once completly 100% legal as all my mods are declared.
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Re: whaa driving without insurance!
#224044
27/10/2006 19:57
27/10/2006 19:57
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Anonymous
Unregistered
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Anonymous
Unregistered
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what age are you mate? im only 19 and im having a bit of trouble insuring my 16v.. im looking to get a few style mods so im wondering how much my insurance will be..
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Re: whaa driving without insurance!
#224045
27/10/2006 19:59
27/10/2006 19:59
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Anonymous
Unregistered
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Anonymous
Unregistered
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Re: whaa driving without insurance!
#224046
28/10/2006 00:06
28/10/2006 00:06
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Anonymous
Unregistered
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Anonymous
Unregistered
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Truffle Try HIC as i got my insurance cheaper than that with my mods and guarranted valuation
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Re: whaa driving without insurance!
#224047
28/10/2006 06:15
28/10/2006 06:15
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Anonymous
Unregistered
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Anonymous
Unregistered
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Can't forget when mine runs out, my birthday!!
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Re: whaa driving without insurance!
#224049
28/10/2006 21:29
28/10/2006 21:29
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Anonymous
Unregistered
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Anonymous
Unregistered
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They do free pipe and slippers now i believe when you sign up
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Re: whaa driving without insurance!
#224050
04/11/2006 00:51
04/11/2006 00:51
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Joined: Dec 2005
Posts: 8,069 South Cambs
Barmybob
Hon Club Member: 003
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Hon Club Member: 003
Je suis un Coupé
Joined: Dec 2005
Posts: 8,069
South Cambs
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Earlier this year I contacted the AA to change my insurence from my old Astra to the Seat. Policy had run out almost three weeks earlier. Granted it was my fault but they had not bothered to send any renewal information Thankfuly the Policy on the Coupe is fully comp & covers me third party for any vehicle not belonging to me, the Astra was registered to my wife. The AA were rather miffed when I said I didn't wish to insure the Seat with them
Gone Audi mad!
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Re: whaa driving without insurance!
#224051
15/11/2006 06:48
15/11/2006 06:48
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Anonymous
Unregistered
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Anonymous
Unregistered
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Bob I think you will find that your third party cover for any car that doesnt belong to you still needs to be insured by someone..
Other wise you could insure a mini fully comp and then drive a ferrari registered in your wifes name
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Re: whaa driving without insurance!
#224052
15/11/2006 19:28
15/11/2006 19:28
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Anonymous
Unregistered
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Anonymous
Unregistered
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Apart from the usual risks of being uninsured I'd be wary of the new policy the cops have of seizing uninsured cars on the spot and sending them to the crusher. Long walk home, points, big fine and no car.
Last edited by Skodaman; 15/11/2006 19:31.
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Re: whaa driving without insurance!
#224053
16/11/2006 16:26
16/11/2006 16:26
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Joined: Dec 2005
Posts: 12,546 Northumberland
AndrewR
I AM a Coop
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I AM a Coop
Joined: Dec 2005
Posts: 12,546
Northumberland
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If you're driving a car using your 3rd party entitlement then there is no requirement for it to be insured in somebody else's name unless you plan to park it in a public place.
You can, therefore, insure a Mini in your name and drive your wife's Ferrari, but only if the car really doesn't belong to you and your wife is the main user.
Dear monos, a secret truth.
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Re: whaa driving without insurance!
#224054
17/11/2006 00:43
17/11/2006 00:43
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Anonymous
Unregistered
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Anonymous
Unregistered
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Quote:
If you're driving a car using your 3rd party entitlement then there is no requirement for it to be insured in somebody else's name unless you plan to park it in a public place.
You can, therefore, insure a Mini in your name and drive your wife's Ferrari, but only if the car really doesn't belong to you and your wife is the main user.
Very good loophole. Also good for limited mileage policies. If they ask why there is more miles on the car that stated, you can declare that your friend has been using it occasionally and doing long journeys. Your insurance doesnt cover him hence the mileage isnt attributed to your policy. Job done!
As for the 3rd party cover, you need to be over 25 (on the most part) and its for emergency's not continual use. So if someone gave a statement saying that you were always driving it then you might be screwed.
Ross
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