Last year, my modifications cost me about £250 - £300 on top of my £450 at Adrian Flux (something to do with an MS90 conviction kinda worked against me too)
This year, just before renewal date, I had a flyer from Liverpool Victoria with a requite that looked a few quid cheaper than my renewal.
Stroke of Luck #1 - the quote only gave me 3 years NCB - I have max, so quote dropped by about £100!
Stroke of Luck #2 - I mentioned my extensive mods - they asked me to list them all (just as well I'd written them down, I always miss some when I try off the top of my head)
Big turbo
Uprated Intercooler
Chargecooler
Chip
Exhaust
Boost controller
Fuel pump
Air Filter
6 speed gearbox
Forge Dumpvalve
17" ProRace1 alloys
2 strut braces
Uprated discs & pads
Uprated antiroll bar
Uprated shock
Uprated springs
Extra gauges
And how much did that little lot add to my cover?
Nowt
![](/forum/images/graemlins/laugh.gif)
Apparently, due to my "mature years", the modifications incurred no loading, as I'm apparently far more sensible than the normal perception of "modifications", which tends to comprise a snow-plough front bumper, 19" alloys with Taiwanese tyres and three grand's worth of ICE.
"ageist"? - yup, and lovin it!