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Most Online731 Jan 14th, 2020
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Write-off value
#1644334
14/09/2020 15:43
14/09/2020 15:43
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Joined: Dec 2019
Posts: 228 Milton Keynes
KevinW
OP
Club Member 1862
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OP
Club Member 1862
Making a profit
Joined: Dec 2019
Posts: 228
Milton Keynes
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Currently with Direct Line but there is no agreed write off value - they say they just pay market value at the time of the incident. My 20VT has only done 48K and is in excellent condition so was wondering if I should get an 'agreed value' insurance if there is such a thing...or leave with Direct Line, which is a which? recommended insurer. Not the cheapest though at £550. Phoned Stirling and they quoted £271 but that's with nearly double excess and no windscreen cover. They still won't agree a write-off value, however, They said they pay between an agreed figure and their valuation (probably nearer their valuation). Any suggestions for value insurance which will agree a decent write-off value. I assume they would have to see the car to value it though?
KevinW Milton Keynes UK
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Re: Write-off value
[Re: KevinW]
#1644362
15/09/2020 14:09
15/09/2020 14:09
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Joined: Dec 2005
Posts: 17,369 Staffordshire
Nigel
Forum veteran
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Forum veteran
Joined: Dec 2005
Posts: 17,369
Staffordshire
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I currently have three cars insured on a multi-car policy with Footman James. The Coupe is insured for an agreed value of £10,000 and all mods are declared. Car kep on the drive. My Westfield is insured for an agreed value of £8,000 and is garaged My Alfa GT daily driver is insured for market value (which is close to zero due to the mileage)
Total premium is around £450 with no mileage restrictions on any of the cars.
I found them very easy to deal with, although of course the acid test of an insurer is how well a claim is handled
FWIW, the Coupe was insured with Classicline for many years with an agreed value until Footman James beat them on price
Last edited by Nigel; 15/09/2020 14:10.
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Re: Write-off value
[Re: KevinW]
#1644363
15/09/2020 14:30
15/09/2020 14:30
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Joined: Dec 2019
Posts: 228 Milton Keynes
KevinW
OP
Club Member 1862
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OP
Club Member 1862
Making a profit
Joined: Dec 2019
Posts: 228
Milton Keynes
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Phoned NFU this morning and all sounded good until I mentioned I had fitted leather seats and a new radio then they thought about it and decided I was not eligible for their insurance!
KevinW Milton Keynes UK
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Re: Write-off value
[Re: Nigel]
#1644364
15/09/2020 14:39
15/09/2020 14:39
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Joined: Dec 2019
Posts: 228 Milton Keynes
KevinW
OP
Club Member 1862
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OP
Club Member 1862
Making a profit
Joined: Dec 2019
Posts: 228
Milton Keynes
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Phoned NFU this morning and all sounded good until I mentioned I had fitted leather seats and a new radio then they thought about it and decided I was not eligible for their insurance!
KevinW Milton Keynes UK
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Re: Write-off value
[Re: Nigel]
#1644365
15/09/2020 14:40
15/09/2020 14:40
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Joined: Dec 2019
Posts: 228 Milton Keynes
KevinW
OP
Club Member 1862
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OP
Club Member 1862
Making a profit
Joined: Dec 2019
Posts: 228
Milton Keynes
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Hi Nigel, That sounds a great deal - may give them a ring. Are they direct or broker?
KevinW Milton Keynes UK
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Re: Write-off value
[Re: KevinW]
#1644367
15/09/2020 15:12
15/09/2020 15:12
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Joined: Dec 2019
Posts: 228 Milton Keynes
KevinW
OP
Club Member 1862
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OP
Club Member 1862
Making a profit
Joined: Dec 2019
Posts: 228
Milton Keynes
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OK James Footman it is. They deal direct and gave me a quote of £250 with agreed value of 9K. Everything done online and no hastle! Will probably add my old Puma at a later date.
KevinW Milton Keynes UK
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Re: Write-off value
[Re: Nigel]
#1644373
15/09/2020 17:40
15/09/2020 17:40
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Joined: Dec 2019
Posts: 228 Milton Keynes
KevinW
OP
Club Member 1862
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OP
Club Member 1862
Making a profit
Joined: Dec 2019
Posts: 228
Milton Keynes
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Yes thanks for info Nigel..good to get this sorted!
KevinW Milton Keynes UK
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Re: Write-off value
[Re: KevinW]
#1644433
18/09/2020 09:57
18/09/2020 09:57
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Joined: Dec 2019
Posts: 228 Milton Keynes
KevinW
OP
Club Member 1862
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OP
Club Member 1862
Making a profit
Joined: Dec 2019
Posts: 228
Milton Keynes
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Investigated adding the Ford Puma but not nearly so good a deal as it is my main car and total mileage > 10K. £450, which is a lot more than Direct Line so will stay with them for now for that car.
KevinW Milton Keynes UK
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