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Re: Classicline Insurance
[Re: ]
#1566779
17/03/2016 16:42
17/03/2016 16:42
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Joined: Sep 2006
Posts: 17,227 FCSS 01684 593187
Countrycruising
Club Rep Europe, member 914
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Club Rep Europe, member 914
Forum veteran
Joined: Sep 2006
Posts: 17,227
FCSS 01684 593187
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Hi Joe, Just taken out insurance with CLI, well happy with the service and the price. This is a copy of the letter regarding the agreed value, it isn't a separate policy. "Classicline's agreed valuation service, we acknowledge your payment of £0. Please complete and return the attached vehicle valuation form and please follow the instructions set out on the vehicle valuation form. Please note until we have received a completed valuation form along with the required photographs and we have sent you a certificate of valuation agreeing the valuation of your vehicle the vehicle will be covered on a market value basis only." They would like about six photos, outside and inside, and engine bay, with the vehicle reg in one or more of the pictures. Does that answer your question, I've got copies of all the paperwork, sent me yesterday, will bring them up on Saturday. It's still rather vague John, they offer a certificate of valuation agreement but does that ensure if a total loss was to occur you'll receive that agreed amount? Still looks a little grey to me, I know I may be viewed as being a little pushy with this subject atm but I deal with calls from owners where they say they've been involved in an accident and the insurance is only offering market value, these are people that have also purchased agreed valuations which were insurance policies, not under written so for those past incidents it wasn't worth the paper it's written on.
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Re: Classicline Insurance
[Re: Countrycruising]
#1566782
17/03/2016 16:52
17/03/2016 16:52
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proccy
Unregistered
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proccy
Unregistered
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Hope this helps, Joe - below is a direct copy from their letter to me regarding values.....
"The figure that we agree will be the current market value of the vehicle and unfortunately cannot take into account the cost of restoration or any sentimental value. If you have recently purchased the vehicle, the purchase price will be the agreed value."
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Re: Classicline Insurance
[Re: Countrycruising]
#1566788
17/03/2016 17:31
17/03/2016 17:31
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proccy
Unregistered
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proccy
Unregistered
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Looks that way, but i for one won't be going down that road again
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Re: Classicline Insurance
[Re: ]
#1566821
17/03/2016 21:09
17/03/2016 21:09
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Joined: Apr 2015
Posts: 575 Ayrshire
ScouseCoupe
Enjoying the ride
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Enjoying the ride
Joined: Apr 2015
Posts: 575
Ayrshire
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Looks that way, but i for one won't be going down that road again Visit Lancaster Insurance, they have lowered there benchmark to 15 years and agreed valuation, as i shopping around for insurance at moment.
1999 Rosso Corsa 20VT ( Restored ) 2000 Rosso Alfa 916 Spider 2.0 T.S Lusso ( Under Restoration)
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Re: Classicline Insurance
[Re: Nigel]
#1574917
25/05/2016 00:52
25/05/2016 00:52
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Joined: Dec 2005
Posts: 17,367 Staffordshire
Nigel
OP
Forum veteran
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OP
Forum veteran
Joined: Dec 2005
Posts: 17,367
Staffordshire
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Just renewed with Classicline.... All mods declared and covered. Up to six track days a year. 3,000 miles, £7,500 agreed value Renewal of just £253 Well pleased
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Re: Classicline Insurance
[Re: Nigel]
#1575509
31/05/2016 11:13
31/05/2016 11:13
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poprock
Unregistered
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poprock
Unregistered
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ClassicLine’s online system is a bit frustrating. I’m going to need to phone them instead.
I started filling in the form for a quote, but had to stop and return later. When I returned it had timed out (fair enough), but it won’t let me start afresh. I get as far as putting my email address in, then it tells me I already have an account and must log in to continue. But I can’t log in because I don’t actually have an account – I had only just started filling in the form.
That aside, my hunt for insurance this year is going well so far. As usual, I’m cheaper with a normal insurer than a specialist. Best specialist quote so far is £600+ with a £500 excess from Adrian Flux … whereas my best normal quote is £179 with a £350 excess from Direct Line.
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Re: Classicline Insurance
[Re: Nigel]
#1575667
01/06/2016 19:54
01/06/2016 19:54
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poprock
Unregistered
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poprock
Unregistered
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Well, ClassicLine couldn’t help, was looking at around £700 with them. Really friendly and thorough, but my situation just seems to suit high street insurers better than specialist firms.
I got Direct Line down to £164 with only £250 excess. Had to go for that, really. Daft not to … That’s for 10,000 miles, parking on-street and adding my girlfriend as a named driver. Amazing really.
Last edited by poprock; 01/06/2016 19:55.
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Re: Classicline Insurance
[Re: Nigel]
#1575762
02/06/2016 20:21
02/06/2016 20:21
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Joined: Dec 2005
Posts: 21,521 Aldershot
PeteP
Hon Club Member 005, Membership Secretary
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Hon Club Member 005, Membership Secretary
Forum Fossil
Joined: Dec 2005
Posts: 21,521
Aldershot
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The problem with mainstream insurance comes if the car gets written off.
Usually it will be a derisory payment following very minor damage.
16VT and X1/9 1500
We must all do our part for the planet. I unplugged a row of electric cars that nobody was using.
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Re: Classicline Insurance
[Re: Nigel]
#1576491
09/06/2016 18:55
09/06/2016 18:55
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poprock
Unregistered
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poprock
Unregistered
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No agreed value is the trade-off for cheap cover. I’m aware of that, and consider it a reasonable gamble. Over four years I’ll save the entire value of the car.
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