I totaly understand and appreciate what people are saying but premium is NOT everything.
The only way these cars are going to be saved from the scrap heaps and live long enough to become genuine classics is by making sure you have them insured on the correct basis.
All I am saying is that sometimes it is better to pay a little more premium to know you have the peace of mind that you have the additional benefits of Agreed Value, Salvage Retention, Repairs at a garage of your own choice etc. What good is any policy if your pride and joy is written off for a damaged door or bonnet because the bottom has fell out of the re-sale market, the costs of repairs are 60% or higher of the market value and you can't even buy it back to put back on the road or even for spares cause the insurers won't let you.
Regardless of who the insurers are, you should all be thinking about asking if these covers are provided and be reading this as a policy cover.
Just bear it in mind when comparing policies and premiums