I'm 24 with 4 years no claims, with a lightly modified 1997 20VT.
Received my renewal through from Bell.co.uk this week and they quoted me £854 which didn't sound too bad, but I thought I'd check around on the websites and see if I could get it any lower. Ended up finding it was still cheaper with Bell but with a fresh quote from them instead of the renewal, I've managed to get it for £633! for 12 months cover, with all modifications declared.

I was shocked at this as just last year I was paying over £900 with the same company and same cover! Was very surprised to find it so cheap at my age especially as everyone has been telling me that insurance will be going up!
Very happy!