My wife's insurance for last year cost £376 with the RAC. This year they sent us an automatic renewal notice - for £498 !! And that is despite her NCD going from 2 - 3 years.

I called them and cancelled it immediately. I can get the equivalent for £415.

"No need to worry", the letter said, "Just relax - your cover has been renewed."

Nowhere on the letter was any mention of how to cancel it.