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New record low premium?
#1034706
11/05/2010 17:50
11/05/2010 17:50
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neil20vt
Unregistered
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neil20vt
Unregistered
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Admittedly it is part of an Admiral Multicar policy and the mileage is 7000 p.a. Even so:
£174 a year fully comp. on a 20VT. Can anyone beat that?
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Re: New record low premium?
[Re: ]
#1034712
11/05/2010 17:54
11/05/2010 17:54
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RICHB
Unregistered
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RICHB
Unregistered
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Bloody hell thats good, where do you live, in heaven ??
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Re: New record low premium?
[Re: ]
#1034714
11/05/2010 17:59
11/05/2010 17:59
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neil20vt
Unregistered
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neil20vt
Unregistered
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Re: New record low premium?
[Re: ]
#1035124
12/05/2010 13:35
12/05/2010 13:35
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TimR
Unregistered
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TimR
Unregistered
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I paid £174.95 last year.
This year the best I could do was £205.
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Re: New record low premium?
[Re: mrc]
#1035183
12/05/2010 15:24
12/05/2010 15:24
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neil20vt
Unregistered
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neil20vt
Unregistered
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Re: New record low premium?
[Re: ]
#1035190
12/05/2010 15:32
12/05/2010 15:32
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TimR
Unregistered
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TimR
Unregistered
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Re: New record low premium?
[Re: mrc]
#1040294
21/05/2010 08:51
21/05/2010 08:51
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Joined: Mar 2007
Posts: 1,525 Nuneaton, Warwickshire
JLow75
My life on the forum
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My life on the forum
Joined: Mar 2007
Posts: 1,525
Nuneaton, Warwickshire
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I paid £370 last year, and the best I can get at the moment is £1300! And i've been a good boy this year! How the heck can your premium go up over 70% in one year? I take it you have lost all your no-claims bonus and/or had a conviction? if not say bye bye & start shopping round
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Re: New record low premium?
[Re: JLow75]
#1040471
21/05/2010 12:48
21/05/2010 12:48
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Joined: Dec 2005
Posts: 17,367 Staffordshire
Nigel
Forum veteran
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Forum veteran
Joined: Dec 2005
Posts: 17,367
Staffordshire
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I paid £370 last year, and the best I can get at the moment is £1300! And i've been a good boy this year! How the heck can your premium go up over 70% in one year? I take it you have lost all your no-claims bonus and/or had a conviction? if not say bye bye & start shopping round How the heck can your mental arithmetic come up with a figure of 70%? An increase from £370 to £1,300 is 351%
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Re: New record low premium?
[Re: Nigel]
#1040507
21/05/2010 13:57
21/05/2010 13:57
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Marko_hr
Unregistered
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Marko_hr
Unregistered
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but 1300 - 70% almost 370 (=390)...
Last edited by Marko_hr; 21/05/2010 13:58.
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Re: New record low premium?
[Re: ]
#1040520
21/05/2010 14:17
21/05/2010 14:17
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evolutionguy
Unregistered
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evolutionguy
Unregistered
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Re: New record low premium?
[Re: ]
#1040535
21/05/2010 14:37
21/05/2010 14:37
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Paul_H
Unregistered
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Paul_H
Unregistered
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Re: New record low premium?
[Re: ]
#1040594
21/05/2010 15:47
21/05/2010 15:47
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Joined: Jul 2008
Posts: 12,643 Watford
MarioCirillo
Ex El Presidente
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Ex El Presidente
I AM a Coop
Joined: Jul 2008
Posts: 12,643
Watford
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Acording to Swift im not old enough to own a Fiat Coupe 20vt LE
im 24 4 years no claims 3 points.... pshhh
Proud Owner of Rosso Speed LE041
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Re: New record low premium?
[Re: Hovedan]
#1040716
21/05/2010 20:02
21/05/2010 20:02
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Joined: Aug 2009
Posts: 6,192 Bristol, UK
Hovedan
Forum is my life
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Forum is my life
Joined: Aug 2009
Posts: 6,192
Bristol, UK
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that's damn good, where's that from and under what conditions? I have just renewed mine through footman James on a classic car policy with 6k miles limit, and my premium increased from 225 to 295 this year. I'm 35 with max no claims and 6 points, which hasn't changed from last year. Could probably save a few pence but my time is worth more than I'd probably trim off that! Well they just quoted me £550, so really not sure how you managed that!!
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Re: New record low premium?
[Re: coupedummy]
#1041364
23/05/2010 18:29
23/05/2010 18:29
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Joined: Aug 2009
Posts: 6,192 Bristol, UK
Hovedan
Forum is my life
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Forum is my life
Joined: Aug 2009
Posts: 6,192
Bristol, UK
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25 no no claims,driving 5 years
6 points 330 for the year with 4500 mile limit with footman Very similar to mine, only I'm 35 with 18 years driving exp (feeling decidely old saying that), 6 points too, with a 6000 mile limit 295 fully comp 330 for 25yo not bad though to let you young folk loose on the roads with a coop
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Re: New record low premium?
[Re: Hovedan]
#1043866
27/05/2010 22:37
27/05/2010 22:37
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kingmils
Unregistered
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kingmils
Unregistered
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Hi to all,
I have just purchased a 20v non turbo 1998, I just checked with footman and the car is not old enough for classic option. I choose modern just to see what they would qoute and..... £1050 or there about. Wow thats steeper than compare the market. and im 36 with no points and 7 years no claims. Anyone have any other suggestions please???
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Re: New record low premium?
[Re: ]
#1043896
27/05/2010 23:21
27/05/2010 23:21
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patch234
Unregistered
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patch234
Unregistered
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I'm with direct line = £390.00 or there abouts. Probably have a nicer postcode than you though living in Worcestershire
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Re: New record low premium?
[Re: ]
#1043914
27/05/2010 23:37
27/05/2010 23:37
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Joined: Aug 2009
Posts: 6,192 Bristol, UK
Hovedan
Forum is my life
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Forum is my life
Joined: Aug 2009
Posts: 6,192
Bristol, UK
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Hi to all,
I have just purchased a 20v non turbo 1998, I just checked with footman and the car is not old enough for classic option. I choose modern just to see what they would qoute and..... £1050 or there about. Wow thats steeper than compare the market. and im 36 with no points and 7 years no claims. Anyone have any other suggestions please??? Someone at footman James doesn't know their from their elbow if that's what they are telling you. My last 2 years (well only 2 years) of coop ownership have been insured on a classic policy fully comp with a 6k mileage limit, last year my 97 sprinty 20vt was 245, this year my 98 Porto is 295!
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Re: New record low premium?
[Re: Hovedan]
#1052023
12/06/2010 23:00
12/06/2010 23:00
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jase
Unregistered
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jase
Unregistered
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Agree with Hovedan, I have an agreed value classic policy with Footman James, paying £160 a year approx on my 1998 20VT, on an agreed value, 1500 miles per annum, comp cover as a second car and have had this for a few years now.
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Re: New record low premium?
[Re: ]
#1053713
16/06/2010 10:04
16/06/2010 10:04
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yellafella
Unregistered
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yellafella
Unregistered
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^ those Footman James policies also include UK & European breakdown cover.
For a premium around £160 I expect it'll have to be garaged; they won't cover you if damaged on or stolen from your driveway if you've told them it's garaged to get the low premium.
No performance mods either.
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Re: New record low premium?
[Re: ]
#1053956
16/06/2010 15:47
16/06/2010 15:47
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jase
Unregistered
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jase
Unregistered
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It IS covered whilst on the drive, doesn't have to be garaged, we couldn't fit anything bigger than a mini in our garage.
We have just upgraded it to our new LE purchase, still covered on the drive, (full theft cover included, maybe it depends on your postcode, as we are in leafy Worcestershire) At an extra cost of £70 on 3000 miles.
Have even kept our 20VT on cover for upto a month whilst selling. So presently have two Coupes covered on an agreed value basis!!! For around £240
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Re: New record low premium?
[Re: ]
#1060749
28/06/2010 13:08
28/06/2010 13:08
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kingmils
Unregistered
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kingmils
Unregistered
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Well thanks guys for the info, I presume the postcode does have something to do with it but i didnt expect it to be so much more. I suppose i better get on the blower to them and figure out if they can reduce it. thanks again
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Re: New record low premium?
[Re: ]
#1078414
30/07/2010 09:57
30/07/2010 09:57
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Joined: Mar 2006
Posts: 223 Billericay, Essex
Broombeastie
Making a profit
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Making a profit
Joined: Mar 2006
Posts: 223
Billericay, Essex
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So do Footman James not insure modded coupes then?? I was going give em a go when I renew as I wont be doing hardly any milage but I do have just a few little mods (turbo, fmic, sus . . etc etc To add to that my cheapest ever premium was £511 and I'm 27 with 7 years ncb and a squeeky clean license
Last edited by Broombeastie; 30/07/2010 09:59.
Back into retirement, for now at least . . . Broomy will come out to play next year
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Re: New record low premium?
[Re: Broombeastie]
#1085635
12/08/2010 23:21
12/08/2010 23:21
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Bunster
Unregistered
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Bunster
Unregistered
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I went for a modded policy for my 20vt 5yrs ncb with Adrian Flux, declared ecu chip, suspension and alot more- 460 fully comp with 10000 business use. I was a bit gutted as my last car Type R Accord was just 230, but suppose it wasn't modded. Wish I could get a sub 200 premium, but then again when I was much much younger I was paying 850 for an Uno 45 fire!!!!
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Re: New record low premium?
[Re: Broombeastie]
#1086070
13/08/2010 17:37
13/08/2010 17:37
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Joined: Jul 2007
Posts: 792 Stafford
sandytim
Enjoying the ride
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Enjoying the ride
Joined: Jul 2007
Posts: 792
Stafford
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So do Footman James not insure modded coupes then?? I declared all my brake and suspension upgrades to them and they were fine. But I got the feeling they're not too happy to cover coupes with with engine mods. I think they're picky about speeding points and bans !!
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