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how much would a 21 year old pay on insuance #874055
29/07/2009 22:18
29/07/2009 22:18

S
scorpion20vt
Unregistered
scorpion20vt
Unregistered
S



as above cheers

Re: how much would a 21 year old pay on insuance [Re: ] #874067
29/07/2009 22:31
29/07/2009 22:31

S
shoreyda2nd
Unregistered
shoreyda2nd
Unregistered
S



well I just agreed my insurance earlier today. Next thursday I will be 21 and thats when the policy will start.
My area isnt great for insurance and so mine always seem more expensive than they should.
Anyways, I will be 21 with 3 years NCB, 3 points from 06.
Price comparison websites wouldnt get me anything less than 1900 for TPFT.
Phoned around loads today, in the end I've got it for 1350 with breakdown cover thrown in too. I know it is alot of money but this is the cheapest I could get by far and so have gone with it, from Adrian Flux

Re: how much would a 21 year old pay on insuance [Re: ] #874068
29/07/2009 22:34
29/07/2009 22:34

S
scorpion20vt
Unregistered
scorpion20vt
Unregistered
S



1350 that aint to bad is that for a 20v turbo

Last edited by scorpion20vt; 29/07/2009 22:35.
Re: how much would a 21 year old pay on insuance [Re: ] #874078
29/07/2009 22:49
29/07/2009 22:49

4
4076_20vt
Unregistered
4076_20vt
Unregistered
4



adrian flux are deffo the people to try.

Re: how much would a 21 year old pay on insuance [Re: ] #874111
30/07/2009 00:04
30/07/2009 00:04
Joined: Sep 2006
Posts: 8,960
west bromwich
C
coupedummy Offline
Je suis un Coupé
coupedummy  Offline
Je suis un Coupé
C

Joined: Sep 2006
Posts: 8,960
west bromwich
im 24 ,25 in november. tpft on my own policy with mum as second driver,parked on drive.6 points for cu80 and 3 years no claims bonus.

£1250


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Re: how much would a 21 year old pay on insuance [Re: ] #874131
30/07/2009 02:43
30/07/2009 02:43

S
shoreyda2nd
Unregistered
shoreyda2nd
Unregistered
S



Originally Posted By: scorpion20vt
1350 that aint to bad is that for a 20v turbo


Yes 20VT, roll on next thursday when I can finally drive the bloody thing! smile

Re: how much would a 21 year old pay on insuance [Re: ] #874139
30/07/2009 08:00
30/07/2009 08:00

M
markanswrth
Unregistered
markanswrth
Unregistered
M



£630 fully comp for a 22year old 4 year NCD through HIC, give them a go mate!

Re: how much would a 21 year old pay on insuance [Re: ] #874524
30/07/2009 21:26
30/07/2009 21:26

B
bulldog5046
Unregistered
bulldog5046
Unregistered
B



Originally Posted By: markanswrth
£630 fully comp for a 22year old 4 year NCD through HIC, give them a go mate!


thats extremely good!

best quote i had was around the £1200 mark TPFT

21 with 4 years NCB and 3 points

Re: how much would a 21 year old pay on insuance [Re: ] #875709
02/08/2009 23:08
02/08/2009 23:08

M
markanswrth
Unregistered
markanswrth
Unregistered
M



yea give them a go mate. that is on a limited milage policy, and the car is garaged etc. Had to haggle them down quite a bit, it started off at £850, I shopped around and quotes and told HIC about them and got the price down. Good thing about HIC is that there uk call centres so I always go back to the same person so that helps quite a bit.

Re: how much would a 21 year old pay on insuance [Re: ] #876316
04/08/2009 08:07
04/08/2009 08:07

J
jonnyhal
Unregistered
jonnyhal
Unregistered
J



20 years old, flexi bell, fully ccmp, 3 years no claims, 750 pounds for 12 months!

Re: how much would a 21 year old pay on insuance [Re: ] #876420
04/08/2009 10:47
04/08/2009 10:47

S
shoreyda2nd
Unregistered
shoreyda2nd
Unregistered
S



Originally Posted By: jonnyhal
20 years old, flexi bell, fully ccmp, 3 years no claims, 750 pounds for 12 months!


thats mad, bell wouldnt go any lower than £2000 on third party fire theft for me, 21 with 3 years NCB!

Re: how much would a 21 year old pay on insuance [Re: ] #885872
19/08/2009 20:12
19/08/2009 20:12

G
Gilly20vt
Unregistered
Gilly20vt
Unregistered
G



im 22 2 years no claims and an accident and mine with admiral 10 month bonus accelerator is £730 fully comp

when i put my mum on as an additional driver it saved me £300 shocked

Last edited by Gilly20vt; 19/08/2009 20:14.
Re: how much would a 21 year old pay on insuance [Re: ] #892462
02/09/2009 09:16
02/09/2009 09:16

J
jonnyhal
Unregistered
jonnyhal
Unregistered
J



Originally Posted By: jonnyhal
20 years old, flexi bell, fully ccmp, 3 years no claims, 750 pounds for 12 months!


just sorting out my renewal. for my 20vt

21 years olds, flexi bell, fully comp, 4 years no claims, 3 points (speeding), 600 pounds for 12 months!

will shop around to try and find cheaper through

Re: how much would a 21 year old pay on insuance [Re: ] #892557
02/09/2009 11:30
02/09/2009 11:30

A
Alex1987
Unregistered
Alex1987
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A



only the 16v, but 4 years claim free driving, got no no claims discount, got no points either. but was £722.00 fully comp inc breakdown, with my mum and dad as named drivers, trust me it nocked hundeds off by adding them to the policy. Try Admeral and Money Supermarket

Re: how much would a 21 year old pay on insuance [Re: ] #893470
03/09/2009 16:24
03/09/2009 16:24

S
shoreyda2nd
Unregistered
shoreyda2nd
Unregistered
S



I need to move, you guys are all getting much better deals than me!

Re: how much would a 21 year old pay on insuance [Re: ] #893502
03/09/2009 16:51
03/09/2009 16:51

A
ash20vt
Unregistered
ash20vt
Unregistered
A



1

Last edited by ash20vt; 07/09/2009 21:58.
Re: how much would a 21 year old pay on insuance [Re: ] #893505
03/09/2009 16:52
03/09/2009 16:52
Joined: Dec 2005
Posts: 17,917
J
JimO Offline
Forum veteran
JimO  Offline
Forum veteran
J

Joined: Dec 2005
Posts: 17,917
Well as long as you don't say it on an open internet site then no problem, eh?!?

And I assume that you got your mum to ring up to declare the chip you added did you!!

Re: how much would a 21 year old pay on insuance [Re: JimO] #893511
03/09/2009 16:55
03/09/2009 16:55

A
ash20vt
Unregistered
ash20vt
Unregistered
A



1

Last edited by ash20vt; 07/09/2009 21:59.
Re: how much would a 21 year old pay on insuance [Re: ] #893515
03/09/2009 17:00
03/09/2009 17:00

V
Vickster
Unregistered
Vickster
Unregistered
V



Yeah, nice bit of fronting...here's hoping nothing happens while you are driving the car...be a shame if you turned out to be uninsured and at fault (especially if someone were hurt) wink

Re: how much would a 21 year old pay on insuance [Re: ] #895193
07/09/2009 15:59
07/09/2009 15:59
Joined: Oct 2007
Posts: 11,159
,
S
samsite999 Offline
I AM a Coop
samsite999  Offline
I AM a Coop
S

Joined: Oct 2007
Posts: 11,159
,
I know of two people currently under investigation of fronting a insurance policy, its not worth it, and it annoys the hell out of me when 99.9% of the people on here pay good money to be insured legally.

Do your self and every one around you a massive favor and just get your own policy. Also do not be under the illusion insurance company's are above reading forum content...there not if it saves them paying out on a claim.

Re: how much would a 21 year old pay on insuance [Re: samsite999] #895592
08/09/2009 11:19
08/09/2009 11:19

C
ckings6056
Unregistered
ckings6056
Unregistered
C



i dont undersatnd why people take out insurance under their parents name and put themselves on as a named driver. all you are doing is stitching yourself for later on in life... your not going to get any no claims bonus and end up paying a lot later on in life.

i'm 21, i have 4 years no claims, held licence for 4 years. dont live in a brilliant area. i pay 550 a year fully comp on a 16vt

Re: how much would a 21 year old pay on insuance [Re: ] #923280
24/10/2009 09:06
24/10/2009 09:06

J
Jamz
Unregistered
Jamz
Unregistered
J



its cause insurence is to much for young driver. my friend owned a 51 plate corsa 1.0 and he was paying £180 a month. im a named driver on my step dads punto and its £115 a month and i get named driver no claims for when i get my own car.

Last edited by Jamz; 24/10/2009 09:09.
Re: how much would a 21 year old pay on insuance [Re: ] #923290
24/10/2009 09:45
24/10/2009 09:45

T
Truffle
Unregistered
Truffle
Unregistered
T



Arent named driver no claims discounts specific to your current insurer? I mean, if you switch insurer they wont count towards your no-claims.

So you might have 3 years named driver no-claims, but you're stuck with that insurer so they can bend you over a barrel anyway. False economy.

Re: how much would a 21 year old pay on insuance [Re: ] #936325
18/11/2009 05:02
18/11/2009 05:02

C
ckings6056
Unregistered
ckings6056
Unregistered
C



Originally Posted By: Truffle
Arent named driver no claims discounts specific to your current insurer? I mean, if you switch insurer they wont count towards your no-claims.

So you might have 3 years named driver no-claims, but you're stuck with that insurer so they can bend you over a barrel anyway. False economy.


exactly

Re: how much would a 21 year old pay on insuance [Re: ] #937719
19/11/2009 22:49
19/11/2009 22:49

M
Mawv
Unregistered
Mawv
Unregistered
M



20 years old, been driving since i was 18. 3 points, Fully Comp, £1164. £750 excess tho shocked

Last edited by Mawv; 22/11/2009 14:48.
Re: how much would a 21 year old pay on insuance [Re: ] #937804
20/11/2009 02:04
20/11/2009 02:04

J
jonnyk
Unregistered
jonnyk
Unregistered
J



how do you guys get it so cheap!?

i'm 24 with 4 years ncb, no points, no claims and pay £700 tpft!

Re: how much would a 21 year old pay on insuance [Re: ] #937817
20/11/2009 08:13
20/11/2009 08:13

V
Vickster
Unregistered
Vickster
Unregistered
V



Will be down to location and mods - who are you insured with? Also, add a parent on the policy smile

Re: how much would a 21 year old pay on insuance [Re: ] #937969
20/11/2009 12:24
20/11/2009 12:24

C
ckings6056
Unregistered
ckings6056
Unregistered
C



i'm 21, 4 years ncb, no points, no at fault claims £550 fully comp on a 16vt

Re: how much would a 21 year old pay on insuance [Re: ] #938294
20/11/2009 19:13
20/11/2009 19:13
Joined: Sep 2006
Posts: 8,960
west bromwich
C
coupedummy Offline
Je suis un Coupé
coupedummy  Offline
Je suis un Coupé
C

Joined: Sep 2006
Posts: 8,960
west bromwich
I found insurance on the 16vt considerably less than my 20vt.

The 16vt was also cheaper then a 20v na and a alfa gtv 2.0


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Re: how much would a 21 year old pay on insuance [Re: coupedummy] #938601
21/11/2009 10:49
21/11/2009 10:49

C
ckings6056
Unregistered
ckings6056
Unregistered
C



yeah. originally i had a quote for a 20vt before i brought the 16vt. just out of curiosity - didnt actually expect to end up with a coupe at the time.

the quote i had originally was for a 20vt, when i phoned them up and said it was the same car with different engine they kept the price the same. probably doing me out of money now! insurance! lol.

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