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Jan 14th, 2020
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Noel Dazely V Greenlight
#202238
29/09/2006 19:40
29/09/2006 19:40
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Anonymous
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Anonymous
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Well I've managed to get two blinding quotes from Noel Dazely and Greenlight of £545 and £557 (resp.) for a 20VT for fully comp and £250xs. Not bad at all considering I'm only 28.
Obviously, with the difference in price being so little the swinging factor is which company gives the better service and who charges less for future mods. The 20VT is pretty standard at the moment but in due time i'll be adding 18''s, lowering her and fitting skirts and probably a different front bumper.
Could people please give me an idea of how much either company charged them for their mods and an idea of their customer service if possible?
Cheers in advance,
Den
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Re: Noel Dazely V Greenlight
#202239
29/09/2006 19:44
29/09/2006 19:44
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Anonymous
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Anonymous
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I have had no problems with Greenlight. All my Mods are declared, Stainless CAT Back, Gtec chip, Ram air induction. I think in total it cost me about £80. Not bad I thought!
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Re: Noel Dazely V Greenlight
#202240
29/09/2006 19:51
29/09/2006 19:51
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Anonymous
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Anonymous
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I'm also 28, 5yrs NCB, Car's parked on a London Street and all mods/bhp figure declared. ND came back with a fully comp quote of just over £600. I was gobsmacked! 
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Re: Noel Dazely V Greenlight
#202242
29/09/2006 20:07
29/09/2006 20:07
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Anonymous
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Anonymous
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heh heh.. if there's a JimO's car insurance available i'll happily give you the £600. 
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Re: Noel Dazely V Greenlight
#202244
30/09/2006 05:17
30/09/2006 05:17
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Anonymous
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Anonymous
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Quote:
I'm also 28, 5yrs NCB, Car's parked on a London Street and all mods/bhp figure declared. ND came back with a fully comp quote of just over £600.
I was gobsmacked!
Damn Ken, just goes to show they will insure anybody. 
I must be classed as a boy racer. All my mods declared. Maximum No Claims, over 40 and it also cost me just over 600. 
Oh and its parked in a garage overnight
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Re: Noel Dazely V Greenlight
#202245
06/10/2006 04:09
06/10/2006 04:09
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Anonymous
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Anonymous
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Well it seems that both companies have their pro's and cons. Reading a previous post, it seems that Greenlight aren't too great at refunding cancelled policies either.
Looks like Noel Dazely it is then.
Cheers,
Den
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Re: Noel Dazely V Greenlight
#202246
06/10/2006 16:38
06/10/2006 16:38
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Anonymous
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Anonymous
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in an accident situation ND come out best, Ive used both!
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Re: Noel Dazely V Greenlight
#202248
07/10/2006 02:35
07/10/2006 02:35
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Anonymous
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Anonymous
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Quote:
in an accident situation ND come out best, Ive used both!
To be honest thats neither here nor there seeing as any claims are handled by the insurer and not the broker.
The problem with brokers is that any problems and its the insurance companies fault.
Still waiting for my refund from ND after 1 month 
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Re: Noel Dazely V Greenlight
#202249
07/10/2006 15:02
07/10/2006 15:02
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Anonymous
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Anonymous
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Re: Noel Dazely V Greenlight
#202250
09/10/2006 02:10
09/10/2006 02:10
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Anonymous
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Anonymous
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Quote:
 i'm 28 all mods listed etc.... £345 fully comp £545 sounds a little high for a standard coupe
Which insurer is this with by the way? The 20VT isn't totally standard with a Unichip, strut brace, cone filter, dump valve and stainless cat back so i thought £545 to be quite reasonable?
Den
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Re: Noel Dazely V Greenlight
#202251
14/10/2006 23:40
14/10/2006 23:40
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Anonymous
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Anonymous
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Thats with Adrian Flux, it actually sound better now with a few mods and there 1 group higher than the 16vt 
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Re: Noel Dazely V Greenlight
#202252
15/10/2006 00:42
15/10/2006 00:42
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Anonymous
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Anonymous
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I personally am with Greenlight and havent had any probs. £1200 including mods and im 21 with 1 ncd.
Ross
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Re: Noel Dazely V Greenlight
#202254
15/10/2006 15:33
15/10/2006 15:33
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Anonymous
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Anonymous
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It doesn't sound that good, but it depends on where you live and any mods? Try Greenlight, Adrian Flux and even the Admiral group for comparison if your car is standard If standard, it might also be worth chucking your details through screentrade or confused.com
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Re: Noel Dazely V Greenlight
#202255
15/10/2006 17:29
15/10/2006 17:29
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Anonymous
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Anonymous
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I'm 34 and just had a quote for circa £495 of both including all the mods.
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Re: Noel Dazely V Greenlight
#202256
15/10/2006 18:31
15/10/2006 18:31
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Joined: Dec 2005
Posts: 17,917
JimO
Forum veteran
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Forum veteran
Joined: Dec 2005
Posts: 17,917
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Quote:
I'm with ND and have just got a renewal quote of about 500 quid (just over I think) for a standard 20Vt. I.m 50 with full no claims
is this not all that good then
They probably have to take your age into account you know you're not going to be as quick behind the wheel as some of us youngsters
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Re: Noel Dazely V Greenlight
#202257
15/10/2006 22:49
15/10/2006 22:49
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Anonymous
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Anonymous
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Youngsters? Not-so-youngsters for you Jimo!!!
Ross
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Re: Noel Dazely V Greenlight
#202258
15/10/2006 23:27
15/10/2006 23:27
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Anonymous
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Anonymous
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Quote:
Thats with Adrian Flux, it actually sound better now with a few mods and there 1 group higher than the 16vt
I tried Adrian Flux and the best they could do for me was £740.
Den
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Re: Noel Dazely V Greenlight
#202260
16/10/2006 01:21
16/10/2006 01:21
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Anonymous
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Anonymous
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Quote:
Quote:
Thats with Adrian Flux, it actually sound better now with a few mods and there 1 group higher than the 16vt
I tried Adrian Flux and the best they could do for me was £740.
Den
Your older than me and don't have a turbo 
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Re: Noel Dazely V Greenlight
#202262
16/10/2006 23:13
16/10/2006 23:13
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Anonymous
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Anonymous
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Quote:
Quote:
Quote:
Thats with Adrian Flux, it actually sound better now with a few mods and there 1 group higher than the 16vt
I tried Adrian Flux and the best they could do for me was £740.
Den
Your older than me and don't have a turbo
I must live in a really scummy area. Either that or crime rates are really low where you are.
I do have a turbo though (its a 20VT remember).
Cheers,
Den
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Re: Noel Dazely V Greenlight
#202263
16/10/2006 23:32
16/10/2006 23:32
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Anonymous
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Anonymous
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Noels quote has been the best for me so far been looking at quotes for Eskimo car which im going up to have a look at on sat cheapest before Noels was 940 but Noel said 844 tpft which i think is a gr8 price considering im 23 with no ncb but i do live in a very quite place!!! thats on 20vt
Last edited by leon4112; 16/10/2006 23:33.
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Re: Noel Dazely V Greenlight
#202264
17/10/2006 23:53
17/10/2006 23:53
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Anonymous
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Anonymous
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Quote:
Quote:
Quote:
Quote:
Thats with Adrian Flux, it actually sound better now with a few mods and there 1 group higher than the 16vt
I tried Adrian Flux and the best they could do for me was £740.
Den
Your older than me and don't have a turbo
I must live in a really scummy area. Either that or crime rates are really low where you are.
I do have a turbo though (its a 20VT remember).
Cheers,
Den
You need to change your avatar to a turbo one
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Re: Noel Dazely V Greenlight
#202265
18/10/2006 04:40
18/10/2006 04:40
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Anonymous
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Anonymous
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Quote:
Quote:
in an accident situation ND come out best, Ive used both!
To be honest thats neither here nor there seeing as any claims are handled by the insurer and not the broker.
The problem with brokers is that any problems and its the insurance companies fault.
Still waiting for my refund from ND after 1 month
I should have explained myself better!
It is relevent as ND only use Ensign (who behaved like a decent insurance company.)
Whilst Greenlight only use Highways, who are shockingly bad (imho, but see
http://www.mazdarotaryclub.com/forums/showthread.php?t=28074
)
I am also waiting for a refund from ND. ND have actually got involved when I needed to claim. ND'd uninsured loss recovery department is excellent as well. I also am in love with Sarah and Julie, even though they sound about 80!
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Re: Noel Dazely V Greenlight
#202266
18/10/2006 05:07
18/10/2006 05:07
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Anonymous
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Anonymous
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Quote:
You need to change your avatar to a turbo one
Changed now!
How embarrassing! 
Den
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Re: Noel Dazely V Greenlight
#202267
18/10/2006 17:31
18/10/2006 17:31
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Anonymous
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Anonymous
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Quote:
Whilst Greenlight only use Highways, who are shockingly bad
This is Not True
We are a broker and don't only use Highway, we deal with 12 other insurance companies.
Highway are just one of the insurers we have on our panel.
Best Regards
Neil
Greenlight Insurance
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Re: Noel Dazely V Greenlight
#202268
18/10/2006 19:23
18/10/2006 19:23
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Anonymous
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Anonymous
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Quote:
It is relevent as ND only use Ensign
Not sure this is correct as i went through ND and my policy is with Highway. Feeling a bit concerned now given the comments about Highway above.
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Re: Noel Dazely V Greenlight
#202269
18/10/2006 21:15
18/10/2006 21:15
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Anonymous
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Anonymous
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Brokers couldnt survive if they used just one company. Therefore they have access to many insurers - each one of those insurers targets a specific market and rates accordingly. The brokers who are offering the most favourable rates for us (high risk cars, younger drivers, mods etc...) will most likely have 'delegated authority' enabling them to effectively write premiums as they see fit (within reason as they are accountable to the insurers). Companies such as Ensign, Highway, Equity etc... have agreements with certain brokers, ND, Greenlight, AFlux etc... and allow them this delegated authority, however each agreement will be different. ND may have it with Ensign for example but perhaps Greenlight does not (although they may have access to standard Ensign policies). Flux may have it with Equity but ND may not etc etc... With regard to bad experiences with insurers each will have upset somebody somewhere along the line, usually administrative, waiting long time periods etc... but that is just the nature of the beast, banks are no different and we have all had to wait too long for a meal to arrive in a restaurant or waited for a bus that didnt come when it should have - inevitable and inconvenient but part of the process unfortunately. As long as you are honest when disclosing facts at inception then when it does go wrong you should end up with the right result - whoever your insurer is - you may not feel it fair, but that doesnt make it wrong. Dealt with Ensign, Equity, Highway etc etc for many years in the past, they were around along time before I was and will no doubt be around along time after - my point is dont be concerened about them - the inconveniences only arise due the 'human' side, inexperience, low wages and disinterest - it is only a job to them at the end of the day and you are only 1 of 000's they have to deal with. To summise - I am becoming my dad!!!
Last edited by Mark20v; 18/10/2006 21:17.
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Re: Noel Dazely V Greenlight
#202270
18/10/2006 21:48
18/10/2006 21:48
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Anonymous
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Anonymous
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Quote:
Brokers couldnt survive if they used just one company.
Therefore they have access to many insurers - each one of those insurers targets a specific market and rates accordingly.
The brokers who are offering the most favourable rates for us (high risk cars, younger drivers, mods etc...) will most likely have 'delegated authority' enabling them to effectively write premiums as they see fit (within reason as they are accountable to the insurers). Companies such as Ensign, Highway, Equity etc... have agreements with certain brokers, ND, Greenlight, AFlux etc... and allow them this delegated authority, however each agreement will be different. ND may have it with Ensign for example but perhaps Greenlight does not (although they may have access to standard Ensign policies). Flux may have it with Equity but ND may not etc etc...
With regard to bad experiences with insurers each will have upset somebody somewhere along the line, usually administrative, waiting long time periods etc... but that is just the nature of the beast, banks are no different and we have all had to wait too long for a meal to arrive in a restaurant or waited for a bus that didnt come when it should have - inevitable and inconvenient but part of the process unfortunately.
As long as you are honest when disclosing facts at inception then when it does go wrong you should end up with the right result - whoever your insurer is - you may not feel it fair, but that doesnt make it wrong.
Dealt with Ensign, Equity, Highway etc etc for many years in the past, they were around along time before I was and will no doubt be around along time after - my point is dont be concerened about them - the inconveniences only arise due the 'human' side, inexperience, low wages and disinterest - it is only a job to them at the end of the day and you are only 1 of 000's they have to deal with.
To summise -
I am becoming my dad!!!
Couldn't of put it better myself
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Re: Noel Dazely V Greenlight
#202271
19/10/2006 01:59
19/10/2006 01:59
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Anonymous
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Anonymous
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Quote:
With regard to bad experiences with insurers each will have upset somebody somewhere along the line, usually administrative, waiting long time periods etc... but that is just the nature of the beast, banks are no different and we have all had to wait too long for a meal to arrive in a restaurant or waited for a bus that didnt come when it should have - inevitable and inconvenient but part of the process unfortunately.
Its not the odd occasion, its happens everytime and it gets hidden behind the excuse of "thats the way it works" like it or lump it.
Its simply not acceptable IMO for a broker (ND in this case) to refuse to refund your money because "they haven't been refunded by the insurance company". I don't care if this is 'industry standard', time to shake up the industry.
In paying the broker, not the insurance company I dont remember signing an agreement that I would provide a credit facility for them.
Even more importantly brokers need to state up front if a policy is not transferable to another vehicle.
Last edited by cosmograph; 19/10/2006 02:59.
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Re: Noel Dazely V Greenlight
#202272
19/10/2006 05:22
19/10/2006 05:22
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Anonymous
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Anonymous
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Some valid points cosmo for sure - im not on their side in any way - just trying to help people understand the system. Unfortunately the form you/we sign is a contract with the Insurer, not the broker. Our proposal forms are headed with the insurers name, their questions, their terms etc... We sign the form, supposedly having read and understood every word - who does? Not me! They trade on our greed and eagerness for the cheapest quote - f*$k the service at that stage. It doesnt matter if you pay the cheapest or most expensive rate - you will get the same service - hopefully efficient, more likely not. Unfortunately, they have to generalise and because of the type of 'market' they are dealing with, high risk cars, drivers etc... they are in a position of power over us, without a doubt. It is a necessary evil to us but a business to them. The same way you and I and the companies that pay our salaries operate (to make money) buy charging a premium for our expertese, service and sometimes just because we can! They are no different. Could you when you took your policy out have stated to ND that on this partucular date in September you would be changing to an M3? No, same as I couldnt have told Flux that mine would get totalled and that I want to now insure a van under my specialist vehicle policy - you can guess where they told me where to go, so yes I lose out financially but thats the game, their business, thats one way they make money in order to pay us out when we need them (eventually)  It sucks and they have us by the short n curlys. Cosmo, hope that didnt sound patronising in any way - not meant to be, I agree with your sentiment entirely.
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Re: Noel Dazely V Greenlight
#202273
20/10/2006 16:12
20/10/2006 16:12
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Anonymous
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Anonymous
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first alternative for me, strut brace, baileys dv, stainless exhaust, chip - £465 including 2nd driver AND 3 fairly new points on the license...
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Re: Noel Dazely V Greenlight
#202274
25/10/2006 22:20
25/10/2006 22:20
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Anonymous
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Anonymous
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Big thanks to Noel Dazely for insuring me, Age 24, 1year NCB
Chip, exhaust k&n for.......... £718
After some other insurers wanted well in excess of 1k i thought this was pretty good
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Re: Noel Dazely V Greenlight
#202275
25/10/2006 22:20
25/10/2006 22:20
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Anonymous
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Anonymous
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oh, thats fully comp as well...
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Re: Noel Dazely V Greenlight
#202276
25/10/2006 22:51
25/10/2006 22:51
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Joined: Dec 2005
Posts: 6,459
Both feet in Meldrew Ave
Cappo
Forum is my life
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Forum is my life
Joined: Dec 2005
Posts: 6,459
Both feet in Meldrew Ave
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Noel Dazely miraculously managed to reduce my premium - my RENEWAL premium, that is - with them by almost £200 this year when I pointed out that three Forum members, all with very different ages/locations/mod levels had all had quotes for exactly the same amount (£597) within days of each other.....
Habeus Maximus V8 Nihilum
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Re: Noel Dazely V Greenlight
#202277
26/10/2006 00:30
26/10/2006 00:30
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Anonymous
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Anonymous
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This is why people are confused and angered about the premiums they pay, the returns they get, changes they can or cant make - it is because the brokers use delegated authority to write our premiums and this can be as simple as 'pick a premium' - one they feel they can get away with.
At renewal they should look at the 'market rate' for your risk and offer accordingly. The 'market rate' may be £7/800 and the above post just illustrates how this system works - they can ignore the market and write a premium substantially lower in order to gain or retain your business. So there is no way that 'we' can make sense of it because every situation is specific due to the way the premiums are written initially.
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Re: Noel Dazely V Greenlight
#202278
03/11/2006 00:25
03/11/2006 00:25
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Anonymous
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Anonymous
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Just had a qoute from Greenlight for £557, fully comprehensive. I am 30 yrs old with full NCD. All mods declared: DV26, K&N Cone, Gtech1, S/S rear can & Full body kit. Should I consider this to be a good quotation, given that I was paying only £309 fully comp with Admiral - no Gtech or bodykit. Am waiting for Noel Dazely to provide a quote too. Will post this here when i have it. In the meantime, can anyone suggest alternative companies to try?
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Re: Noel Dazely V Greenlight
#202279
03/11/2006 02:09
03/11/2006 02:09
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Anonymous
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Anonymous
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Try A Flux and tell them the best rate you have had and who its with.
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Re: Noel Dazely V Greenlight
#202280
03/11/2006 02:42
03/11/2006 02:42
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Anonymous
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Anonymous
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Cheers Mark. Once I've got ND's quote, I'll give them a shout.
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