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Re: Classic Line renewal
[Re: Richard24]
#1596212
10/03/2017 19:08
10/03/2017 19:08
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patch234
Unregistered
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patch234
Unregistered
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That seems a lot of money for 3k miles a year Richard! Just saying mate! Did you try any others?
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Re: Classic Line renewal
[Re: Richard24]
#1596213
10/03/2017 19:29
10/03/2017 19:29
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Joined: Dec 2005
Posts: 8,485 Lightwater, Surrey
DaveG
Club Treasurer Member 311
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Club Treasurer Member 311
Je suis un Coupé
Joined: Dec 2005
Posts: 8,485
Lightwater, Surrey
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Don't forget the postcode lottery when it comeskto insurance, I would say that was pretty good
1996 Portofino 20vt & 2000 Pearl White Plus 2008 Ferrari F430 & 2017 Fiat 124 Spider
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Re: Classic Line renewal
[Re: Richard24]
#1597308
25/03/2017 12:49
25/03/2017 12:49
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Joined: Jan 2016
Posts: 649 UK
Clintos
Club member 2040
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Club member 2040
Enjoying the ride
Joined: Jan 2016
Posts: 649
UK
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Just renewed with Lancaster for agreed valuation of 29K with all mods and upgrades including map (300BHP) and the ability to swap between 16' OE and 18' AZEV C rims for 5000 mile/year for £305 (legal and personal injury cover included).
Boooooooooost!!!
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Re: Classic Line renewal
[Re: Edinburgh]
#1597325
26/03/2017 03:59
26/03/2017 03:59
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Joined: Jan 2016
Posts: 649 UK
Clintos
Club member 2040
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Club member 2040
Enjoying the ride
Joined: Jan 2016
Posts: 649
UK
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Excellent! Garaged, of course? No, just driveway. Unable to get car in or out my narrow single garage, plus its full of motorbikes and general garage junk etc. Car lives in a permabag during winter months
Boooooooooost!!!
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Re: Classic Line renewal
[Re: Richard24]
#1597327
26/03/2017 06:44
26/03/2017 06:44
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Tim16V
Unregistered
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Tim16V
Unregistered
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I'm amazed at these low quotes from Classicline, I've found them to be outrageously expensive. Mid £300's for a (non performance related) modified VIS, I'm in my 50's, 25 years NCB, 3rd car, good postcode, 3k miles and garaged!
Glynwood on the other hand are excellent so that's where I am.
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Re: Classic Line renewal
[Re: Richard24]
#1597333
26/03/2017 09:42
26/03/2017 09:42
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Joined: Jan 2016
Posts: 649 UK
Clintos
Club member 2040
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Club member 2040
Enjoying the ride
Joined: Jan 2016
Posts: 649
UK
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Glynwood wouldn't even provide a quote so won't be approaching them ever again, customer lost
Boooooooooost!!!
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Re: Classic Line renewal
[Re: Clintos]
#1597338
26/03/2017 13:01
26/03/2017 13:01
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Joined: Mar 2007
Posts: 17,273 Auld Reekie
Edinburgh
Club President, member225
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Club President, member225
Forum veteran
Joined: Mar 2007
Posts: 17,273
Auld Reekie
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Glynwood wouldn't even provide a quote so won't be approaching them ever again, customer lost No unfortunately their arrangement with Equity Red Star has become more limited and they won't do an agreed valuation any more for an ungaraged vehicle.
BumbleBee carer
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Re: Classic Line renewal
[Re: Edinburgh]
#1597344
26/03/2017 15:33
26/03/2017 15:33
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Joined: Jan 2016
Posts: 649 UK
Clintos
Club member 2040
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Club member 2040
Enjoying the ride
Joined: Jan 2016
Posts: 649
UK
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Glynwood wouldn't even provide a quote so won't be approaching them ever again, customer lost No unfortunately their arrangement with Equity Red Star has become more limited and they won't do an agreed valuation any more for an ungaraged vehicle. We didn't even get that far into the conversation, i was told the amount was too great for them to cover....wtf?! They are an insurance company
Boooooooooost!!!
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Re: Classic Line renewal
[Re: Richard24]
#1597350
26/03/2017 16:24
26/03/2017 16:24
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Joined: Jan 2016
Posts: 649 UK
Clintos
Club member 2040
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Club member 2040
Enjoying the ride
Joined: Jan 2016
Posts: 649
UK
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Like I said, Lancaster didn't have a problem though. An agreed Valuation should be at least given whether you accept it or not but glywood wouldn't even comment. At the end of the day they could have told me either what they were prepared to cover it for or offer a higher premium for the cover required by the client
Boooooooooost!!!
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Re: Classic Line renewal
[Re: Richard24]
#1597353
26/03/2017 17:36
26/03/2017 17:36
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Tim16V
Unregistered
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Tim16V
Unregistered
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I forgot to add that the irony in the Classicline/Glynwood matter was that they both quoted from exactly the same insurance company!
No problem with the agreed value through Glynwood either.
I now cover the Abarth daily through Glynwood too as that was a reasonable price with good cover.
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Re: Classic Line renewal
[Re: Edinburgh]
#1597362
26/03/2017 22:41
26/03/2017 22:41
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Joined: Dec 2005
Posts: 21,642 Aldershot
PeteP
Hon Club Member 005, Membership Secretary
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Hon Club Member 005, Membership Secretary
Forum Fossil
Joined: Dec 2005
Posts: 21,642
Aldershot
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Glynwood wouldn't even provide a quote so won't be approaching them ever again, customer lost No unfortunately their arrangement with Equity Red Star has become more limited and they won't do an agreed valuation any more for an ungaraged vehicle. Just renewed mine with ERS through Glynwood Simon and no problem with agreed value and it being parked on the drive as I have no garage. Don't think they can give the same cover if it's normally left on the street overnight.
16VT and X1/9 1500
We must all do our part for the planet. I unplugged a row of electric cars that nobody was using.
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Re: Classic Line renewal
[Re: Edinburgh]
#1598035
06/04/2017 13:47
06/04/2017 13:47
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Joined: Jan 2016
Posts: 649 UK
Clintos
Club member 2040
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Club member 2040
Enjoying the ride
Joined: Jan 2016
Posts: 649
UK
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Productive chat with Classic Line yesterday with a competitive quote Disappointing chat with Lancaster today who told me they couldn't even look at it I'm with Lancaster for the second year now on agreed valuation through Markerstudy
Boooooooooost!!!
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Re: Classic Line renewal
[Re: Clintos]
#1598041
06/04/2017 15:51
06/04/2017 15:51
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Joined: Mar 2007
Posts: 17,273 Auld Reekie
Edinburgh
Club President, member225
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Club President, member225
Forum veteran
Joined: Mar 2007
Posts: 17,273
Auld Reekie
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Productive chat with Classic Line yesterday with a competitive quote Disappointing chat with Lancaster today who told me they couldn't even look at it I'm with Lancaster for the second year now on agreed valuation through Markerstudy Yep after your recommendation I decided to try them but they turned me down as it had too many mods...... Momo wheels Recaro Seats SS cat back exhaust lowering springs LE bodykit Dump valve Stage 1 map Imagine if I'd mentioned the Plus grille
BumbleBee carer
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Re: Classic Line renewal
[Re: Edinburgh]
#1598113
07/04/2017 09:50
07/04/2017 09:50
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Joined: Apr 2015
Posts: 575 Ayrshire
ScouseCoupe
Enjoying the ride
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Enjoying the ride
Joined: Apr 2015
Posts: 575
Ayrshire
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Productive chat with Classic Line yesterday with a competitive quote Disappointing chat with Lancaster today who told me they couldn't even look at it I'm with Lancaster for the second year now on agreed valuation through Markerstudy Yep after your recommendation I decided to try them but they turned me down as it had too many mods...... Momo wheels Recaro Seats SS cat back exhaust lowering springs LE bodykit Dump valve Stage 1 map Imagine if I'd mentioned the Plus grille Footman James for you then, like I. Do agreed value as well on a rolling improvement policy as well. I believe Lancaster Insurance do something similar that no doubt Clintos has included..
Last edited by ScouseCoupe; 07/04/2017 09:52.
1999 Rosso Corsa 20VT ( Restored ) 2000 Rosso Alfa 916 Spider 2.0 T.S Lusso ( Under Restoration)
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Re: Classic Line renewal
[Re: Richard24]
#1598116
07/04/2017 10:30
07/04/2017 10:30
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Joined: Jan 2016
Posts: 649 UK
Clintos
Club member 2040
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Club member 2040
Enjoying the ride
Joined: Jan 2016
Posts: 649
UK
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Mine is covered for 5000miles/year with aftermarket wheels, turbo upgrade and map all declared for an agreed valuation of 25k. I did initially value the car at 29k but Lancasters panel of 'so called' experts would only 'agree' 25K
Boooooooooost!!!
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Re: Classic Line renewal
[Re: barnacle]
#1598138
07/04/2017 19:39
07/04/2017 19:39
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Joined: Dec 2005
Posts: 1,466 Kent
Submariner
My job on the forum
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My job on the forum
Joined: Dec 2005
Posts: 1,466
Kent
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Unfortunately, there seems to be a difference between what we think the coupe is worth - particularly after we've spent a small fortune[1] restoring them - and what the average ebay price is... and it's the latter that is what they're using to value.
They seem immune to the argument that those which have had the money spent on them just don't come up for sale. And they can't work out why someone would spend fifteen or more grand fettling a 'three grand' car. Nor can I to be honest.
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Re: Classic Line renewal
[Re: Submariner]
#1598153
08/04/2017 05:09
08/04/2017 05:09
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Joined: Jan 2016
Posts: 649 UK
Clintos
Club member 2040
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Club member 2040
Enjoying the ride
Joined: Jan 2016
Posts: 649
UK
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Unfortunately, there seems to be a difference between what we think the coupe is worth - particularly after we've spent a small fortune[1] restoring them - and what the average ebay price is... and it's the latter that is what they're using to value.
They seem immune to the argument that those which have had the money spent on them just don't come up for sale. And they can't work out why someone would spend fifteen or more grand fettling a 'three grand' car. Nor can I to be honest. Because I can
Boooooooooost!!!
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Re: Classic Line renewal
[Re: Richard24]
#1598200
09/04/2017 00:39
09/04/2017 00:39
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Joined: Jan 2016
Posts: 649 UK
Clintos
Club member 2040
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Club member 2040
Enjoying the ride
Joined: Jan 2016
Posts: 649
UK
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I wouldn't call £25k a fig. Not sure if you fully understand the principle of agreed valuation or not but it's not about how much you can get for your shed, it's about getting the true value of invested money into your car back to replace it with a like for like replacement in the event of a total loss.
Boooooooooost!!!
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Re: Classic Line renewal
[Re: barnacle]
#1598231
09/04/2017 18:05
09/04/2017 18:05
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Joined: Dec 2005
Posts: 1,466 Kent
Submariner
My job on the forum
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My job on the forum
Joined: Dec 2005
Posts: 1,466
Kent
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We had some discussion with Lancaster's club coordinator at the NEC last week; we're waiting for Joe to get back from Assen to get some photos to see what their valuers have to say. Otherwise, their responses were positive at the stand.
Watch this space, I guess. That's good news for the Club and Owner's
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Re: Classic Line renewal
[Re: Clintos]
#1598269
10/04/2017 23:21
10/04/2017 23:21
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Joined: Apr 2015
Posts: 575 Ayrshire
ScouseCoupe
Enjoying the ride
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Enjoying the ride
Joined: Apr 2015
Posts: 575
Ayrshire
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I wouldn't call £25k a fig. Not sure if you fully understand the principle of agreed valuation or not but it's not about how much you can get for your shed, it's about getting the true value of invested money into your car back to replace it with a like for like replacement in the event of a total loss. Yep. Same as Footman James. Mine is no where like your wonderful machine Clintos, but as mine is a rolling restoration, even my agreed valuation as of 2016 is £5k.
1999 Rosso Corsa 20VT ( Restored ) 2000 Rosso Alfa 916 Spider 2.0 T.S Lusso ( Under Restoration)
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Re: Classic Line renewal
[Re: barnacle]
#1598547
15/04/2017 05:26
15/04/2017 05:26
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Joined: Jan 2016
Posts: 649 UK
Clintos
Club member 2040
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Club member 2040
Enjoying the ride
Joined: Jan 2016
Posts: 649
UK
|
We had some discussion with Lancaster's club coordinator at the NEC last week; we're waiting for Joe to get back from Assen to get some photos to see what their valuers have to say. Otherwise, their responses were positive at the stand.
Watch this space, I guess. Well after being insured with Lancaster last year with an agreed valuation of 20K, I decided to extend my cover with them for 2017 only to be told after they took my money for increasing the agreed valuation to 29k that they were only willing to provide agreed valuation for 9k. When asked why, they just said that the new insurer did not do agreed valuations????? This left me with two choices; accept the 9k certificate or cancel my policy. I instructed Lancaster to cancel my policy with immediate effect and demanded a full refund on the premium paid without any admin costs or charge for the month I had the car on cover with them. I will add that I did threaten to make an official complaint to the financial ombudsman if they did not comply with my demand due to the breach in contract being with them. Yesterday I was informed that they had cancelled my policy with immediate effect and a full refund given within the next 5-10 working days (unfair I know but at least they accepted the terms of my cancellation). Having no insurance cover at all yesterday afternoon, I frantically searched for an insurer who could provide me with the cover I wanted and ended up taking cover with Adrian Flux at a premium of 644 for an agreed valuation of 29k on the coupe with a 5000mile/year limit, European cover and driving any other vehicle also at fully comp cover providing the car is insured and isn't registered at my address. Additionally, all mods including hybrid turbo, mapping, clutch, lowering springs, exhaust and Azev C alloy wheels declared. I know its expensive and be a bit of a pain but I finally got the cover I wanted with someone who seems to tick all the boxes, Lancaster on the other hand.............beware!
Last edited by Clintos; 15/04/2017 05:31.
Boooooooooost!!!
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Re: Classic Line renewal
[Re: Edinburgh]
#1598563
15/04/2017 08:43
15/04/2017 08:43
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Joined: Jan 2016
Posts: 649 UK
Clintos
Club member 2040
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Club member 2040
Enjoying the ride
Joined: Jan 2016
Posts: 649
UK
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^^^ this is suspiciously like a pattern - first they do agreed values then they don't Any idea which company Lancaster use? mine was with Markerstudy through Lancaster but now with Equity Red Star through Adrian Flux
Boooooooooost!!!
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Re: Classic Line renewal
[Re: Clintos]
#1598564
15/04/2017 08:59
15/04/2017 08:59
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Joined: Mar 2007
Posts: 17,273 Auld Reekie
Edinburgh
Club President, member225
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Club President, member225
Forum veteran
Joined: Mar 2007
Posts: 17,273
Auld Reekie
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^^^ this is suspiciously like a pattern - first they do agreed values then they don't Any idea which company Lancaster use? mine was with Markerstudy through Lancaster but now with Equity Red Star through Adrian Flux Yes I think AF make efforts to get your business and keep you happy, but at a cost. Interesting.....it was ERS with whom I had an agreed value for a few years through Glynwood, then 6 weeks after renewal last year they decided not to cover that way as it's parked on the public road. Now Classic Line who also use ERS has quoted me agreed value no problem, and at a reduced cost - still parked in same place They're at it!
BumbleBee carer
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Re: Classic Line renewal
[Re: driley]
#1600142
08/05/2017 16:48
08/05/2017 16:48
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Joined: Mar 2007
Posts: 17,273 Auld Reekie
Edinburgh
Club President, member225
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Club President, member225
Forum veteran
Joined: Mar 2007
Posts: 17,273
Auld Reekie
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ClassicLine use exactly the same company as Glynwood, i.e. ERS. I liked dealing with them as the service was more personal but it started to take quite a long time for things to happen. Also they wouldn't do an agreed value as I park mine on the street but ClassicLine do - with ERS The latter's quote was £100 less too.
BumbleBee carer
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Re: Classic Line renewal
[Re: driley]
#1600146
08/05/2017 18:19
08/05/2017 18:19
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Joined: Dec 2005
Posts: 21,642 Aldershot
PeteP
Hon Club Member 005, Membership Secretary
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Hon Club Member 005, Membership Secretary
Forum Fossil
Joined: Dec 2005
Posts: 21,642
Aldershot
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Just had renewal paperwork from Glynwood. I spoke to Phil at their office, he dropped price down to a 10% increase from last year to £274 but breakdown cover and salvage removed from the policy. Told this is a national decision by their insurers. Still do agreed value.
This is for 5000 miles per year ( could drop to 3000 I think if that makes much difference) 20v turbo plus 2000. 43000 mileage
Any suggestions, comments? I need to renew by 16th May.
I have asked Glynwood/ Academy to comment. This is not what was agreed when we originally set up the club insurance scheme that they took over.
16VT and X1/9 1500
We must all do our part for the planet. I unplugged a row of electric cars that nobody was using.
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Re: Classic Line renewal
[Re: Richard24]
#1600191
09/05/2017 11:08
09/05/2017 11:08
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Joined: Dec 2005
Posts: 21,642 Aldershot
PeteP
Hon Club Member 005, Membership Secretary
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Hon Club Member 005, Membership Secretary
Forum Fossil
Joined: Dec 2005
Posts: 21,642
Aldershot
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I emailed them last night and this morning was told that ERS (the insurers) rep called in to see them last Thursday and advised Glynowood/Academy that, with immediate effect, any new or renewed policies will not have the benefit of the Breakdown cover and salvage retention on the policy. They have decided to withdraw these benefits from all their scheme type policies, not just our Fiat Coupe Club policy.
Glynwood's manager went on to tell me that "they have approached a few other insurers to see if this is something that they can look at for us. Any policies that all already in force will still have these covers, it is only polices renewed or incepted henceforth."
I will update Club members on any developments.
16VT and X1/9 1500
We must all do our part for the planet. I unplugged a row of electric cars that nobody was using.
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Re: Classic Line renewal
[Re: PeteP]
#1600211
09/05/2017 14:27
09/05/2017 14:27
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Joined: Dec 2005
Posts: 12,296 Sandhurst
Begbie
ex El Presidente
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ex El Presidente
I AM a Coop
Joined: Dec 2005
Posts: 12,296
Sandhurst
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I emailed them last night and this morning was told that ERS (the insurers) rep called in to see them last Thursday and advised Glynowood/Academy that, with immediate effect, any new or renewed policies will not have the benefit of the Breakdown cover and salvage retention on the policy. They have decided to withdraw these benefits from all their scheme type policies, not just our Fiat Coupe Club policy.
Glynwood's manager went on to tell me that "they have approached a few other insurers to see if this is something that they can look at for us. Any policies that all already in force will still have these covers, it is only polices renewed or incepted henceforth."
I will update Club members on any developments.
I've called up earlier as my renewal is up and the guy on the phone mentioned about the breakdown cover & retention policy before I even asked. I've said that the retention policy is a bit of a sticking point, so will have to get a couple of quotes to see if anyone else will do this.
Your car is Usain Bolt with wellies
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Re: Classic Line renewal
[Re: Begbie]
#1600214
09/05/2017 15:01
09/05/2017 15:01
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Joined: Dec 2005
Posts: 21,642 Aldershot
PeteP
Hon Club Member 005, Membership Secretary
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Hon Club Member 005, Membership Secretary
Forum Fossil
Joined: Dec 2005
Posts: 21,642
Aldershot
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I've called up earlier as my renewal is up and the guy on the phone mentioned about the breakdown cover & retention policy before I even asked. I've said that the retention policy is a bit of a sticking point, so will have to get a couple of quotes to see if anyone else will do this. I've got my X1/9 insured through Hagerty who include the breakdown and retention cover we need Alexis. May be worth talking to them.
16VT and X1/9 1500
We must all do our part for the planet. I unplugged a row of electric cars that nobody was using.
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Re: Classic Line renewal
[Re: Nigel]
#1600220
09/05/2017 15:34
09/05/2017 15:34
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Joined: Mar 2007
Posts: 17,273 Auld Reekie
Edinburgh
Club President, member225
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Club President, member225
Forum veteran
Joined: Mar 2007
Posts: 17,273
Auld Reekie
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I was told that this would be something that has been removed by either the insurer, or the broker
Sadly the latter was what I was told by my present insurer.
BumbleBee carer
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Re: Classic Line renewal
[Re: Richard24]
#1600333
11/05/2017 12:36
11/05/2017 12:36
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Joined: Dec 2005
Posts: 12,296 Sandhurst
Begbie
ex El Presidente
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ex El Presidente
I AM a Coop
Joined: Dec 2005
Posts: 12,296
Sandhurst
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Gone with Classicline. Similar price to Glynwood and have salvageable retention and the policy is through ERS
Your car is Usain Bolt with wellies
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Re: Classic Line renewal
[Re: Richard24]
#1600346
11/05/2017 17:00
11/05/2017 17:00
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Joined: Oct 2013
Posts: 1,291 Staffs
Dazvr6
My job on the forum
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My job on the forum
Joined: Oct 2013
Posts: 1,291
Staffs
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