Insurance and mods

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Insurance and mods #159545 02/08/2006 00:24 02/08/2006 00:24
A Anonymous Unregistered
Anonymous Unregistered A	Ive got a chip, gauge, prv etc. but never got round to doing anything with them . Last week i thought i might aswell sort it all out. So, i thought i'de better ring my insurance co (admiral). After a long wait (they didnt have a clue what the PRV was) they came back to me..... another £500 pounds a year on top of my current premium for just the chip and that the boost valve was unacceptable . So i wondered how you go about changing insurance companies, and what happens to your no claims mid way through a years cover??

Re: Insurance and mods #159546 02/08/2006 00:37 02/08/2006 00:37
A Anonymous Unregistered
Anonymous Unregistered A	Talk to Greenlight, Adrian Flux and Noel Dazely...Admiral and its affiliated companies are rubbish for mods

Re: Insurance and mods #159547 02/08/2006 01:41 02/08/2006 01:41
Joined: Dec 2005 Posts: 7,443 Balmedie, Aberdeen, Scotland T Tartandude Forum is my life
Tartandude Forum is my life T Joined: Dec 2005 Posts: 7,443 Balmedie, Aberdeen, Scotland	Quote: Admiral and its affiliated companies are rubbish for mods As im finding out with Bell Direct Ex 20VT - now something far more sensible'ish...

Re: Insurance and mods #159548 02/08/2006 01:50 02/08/2006 01:50
Joined: Dec 2005 Posts: 12,546 Northumberland A AndrewR I AM a Coop
AndrewR I AM a Coop A Joined: Dec 2005 Posts: 12,546 Northumberland	Quote: So i wondered how you go about changing insurance companies, and what happens to your no claims mid way through a years cover?? Most insurance companies run a proportional refund scheme which vastly favours them so that if, say, you cancel half-way through the year you get far less than half of your premium refunded. If you're paying monthly the chances are that even if you cancel you'll still owe them money and have to keep up the monthly payments. You'll also lose that year's no-claims bonus, because they won't award it to you until the end of the year. IIWY I'd wait until your insurance is due for renewal before you stick the mods on. Dear monos, a secret truth.

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