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EU Breakdown Cover
#1472986
07/02/2014 12:07
07/02/2014 12:07
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Joined: Dec 2005
Posts: 3,610 S. Wales. Way beyond my means
Gripped
OP
Club member 1924
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OP
Club member 1924
Forum is my job
Joined: Dec 2005
Posts: 3,610
S. Wales. Way beyond my means
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Anyone got a recommendation ? Been quoted £70 from Greenflag for a 1 week trip to Italy ![wink wink](/forum/images/graemlins/default/wink.gif) or about £120 for a year. Anyone got anything better?
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Re: EU Breakdown Cover
[Re: Gripped]
#1473006
07/02/2014 13:35
07/02/2014 13:35
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SarahJayne
Unregistered
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SarahJayne
Unregistered
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Give me a call ![smile smile](/forum/images/graemlins/default/smile.gif)
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Re: EU Breakdown Cover
[Re: Gripped]
#1473733
11/02/2014 12:58
11/02/2014 12:58
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Joined: Jun 2006
Posts: 179 South East London
ben20vt
On a journey
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On a journey
Joined: Jun 2006
Posts: 179
South East London
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Go with ADAC the German AA. It's about £90 a year and they are excellent, you get the AA in the UK and it is the driver that is covered, not the car, so old heaps accepted!
313bhp...GT28R, Pro-Alloy FMIC & SIP, Perfect touch Live Map, Powerfiat Exhaust, Eibach springs.
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Re: EU Breakdown Cover
[Re: Gripped]
#1473752
11/02/2014 14:44
11/02/2014 14:44
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Joined: Dec 2005
Posts: 8,457 Lightwater, Surrey
DaveG
Club Treasurer Member 311
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Club Treasurer Member 311
Je suis un Coupé
Joined: Dec 2005
Posts: 8,457
Lightwater, Surrey
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Mr. barnacle wont be too pleased to be called an "old heap", or did you mean the Coupe?
1996 Portofino 20vt & 2000 Pearl White Plus 2008 Ferrari F430 & 2017 Fiat 124 Spider
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Re: EU Breakdown Cover
[Re: Gripped]
#1473768
11/02/2014 17:03
11/02/2014 17:03
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Joined: Dec 2005
Posts: 33,655 Berlin
barnacle
Club Member 18 - ex-Minister without Portfolio
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Club Member 18 - ex-Minister without Portfolio
Forum Demigod
Joined: Dec 2005
Posts: 33,655
Berlin
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Re: EU Breakdown Cover
[Re: ben20vt]
#1473825
11/02/2014 23:23
11/02/2014 23:23
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Joined: Dec 2005
Posts: 21,616 Aldershot
PeteP
Hon Club Member 005, Membership Secretary
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Hon Club Member 005, Membership Secretary
Forum Fossil
Joined: Dec 2005
Posts: 21,616
Aldershot
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Go with ADAC the German AA. It's about £90 a year and they are excellent, you get the AA in the UK and it is the driver that is covered, not the car, so old heaps accepted! Around £60 a year Europe and UK from Sarah's firm for my 18.5 year old coupe with guaranteed repatriation irrespective of cost/car value. Not keen on the AA's UK prices either, so gave them the heave for both cars last year.
16VT and X1/9 1500
We must all do our part for the planet. I unplugged a row of electric cars that nobody was using.
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Re: EU Breakdown Cover
[Re: PeteP]
#1473841
12/02/2014 01:19
12/02/2014 01:19
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Joined: Dec 2005
Posts: 3,694 Midlands
MCMike
Club member 2095
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Club member 2095
Forum is my job
Joined: Dec 2005
Posts: 3,694
Midlands
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Pete - do you have to take car Insurance out to get this recovery deal or can it be taken separately ?
1972 Triumph Stag 1984 Alfasud TI 1999 Fiat Coupe Turbo LE 2005 350Z
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Re: EU Breakdown Cover
[Re: Gripped]
#1473915
12/02/2014 16:04
12/02/2014 16:04
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Joined: Dec 2005
Posts: 21,616 Aldershot
PeteP
Hon Club Member 005, Membership Secretary
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Hon Club Member 005, Membership Secretary
Forum Fossil
Joined: Dec 2005
Posts: 21,616
Aldershot
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It can be taken out separately Mike, it's just convenient to do the two together.
I have my Grande Punto on their UK breakdown and recovery cover even though it is currently insured elsewhere.
16VT and X1/9 1500
We must all do our part for the planet. I unplugged a row of electric cars that nobody was using.
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Re: EU Breakdown Cover
[Re: PeteP]
#1473990
12/02/2014 21:59
12/02/2014 21:59
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Joined: Dec 2005
Posts: 3,694 Midlands
MCMike
Club member 2095
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Club member 2095
Forum is my job
Joined: Dec 2005
Posts: 3,694
Midlands
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Thanks Pete, I think I will take this out, and not renew my RAC
1972 Triumph Stag 1984 Alfasud TI 1999 Fiat Coupe Turbo LE 2005 350Z
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Re: EU Breakdown Cover
[Re: PeteP]
#1474007
12/02/2014 22:58
12/02/2014 22:58
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Joined: Dec 2005
Posts: 3,610 S. Wales. Way beyond my means
Gripped
OP
Club member 1924
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OP
Club member 1924
Forum is my job
Joined: Dec 2005
Posts: 3,610
S. Wales. Way beyond my means
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Around £60 a year Europe and UK from Sarah's firm for my 18.5 year old coupe with guaranteed repatriation irrespective of cost/car value.
Not keen on the AA's UK prices either, so gave them the heave for both cars last year.
Erm, how on earth did you manage that? I was a bit disappointed with the quote from Sarah. She told me that as my coupe is "an old car"' ( mine is a year 2000, so 4.5 years younger than yours), that the repatriation costs would be more than that value of the car. Therefore possibly not enough to cover repatriation. It was £67 which is only £3 cheaper than Green Flag. Obviously I'll need to check the policy wording.. but not quite what I was hoping for
Last edited by Gripped; 12/02/2014 23:30.
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Re: EU Breakdown Cover
[Re: Gripped]
#1474014
12/02/2014 23:44
12/02/2014 23:44
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Joined: Dec 2005
Posts: 21,616 Aldershot
PeteP
Hon Club Member 005, Membership Secretary
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Hon Club Member 005, Membership Secretary
Forum Fossil
Joined: Dec 2005
Posts: 21,616
Aldershot
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It possibly depends on whether you have agreed value insurance or not.
16VT and X1/9 1500
We must all do our part for the planet. I unplugged a row of electric cars that nobody was using.
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Re: EU Breakdown Cover
[Re: Gripped]
#1482030
03/04/2014 12:32
03/04/2014 12:32
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Joined: Dec 2005
Posts: 8,086 South Cambs
Barmybob
Hon Club Member: 003
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Hon Club Member: 003
Je suis un Coupé
Joined: Dec 2005
Posts: 8,086
South Cambs
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I am insured with Glynwood and enquired about their Breakdown Cover. They sent me through the European recovery policy document and it states - "Limited to the value of the vehicle being UK Glass’s guide"
If you have an agreed value policy this limit is £2000 max.
Now that figure should be good for most of Europe but it could become an issue if you were say going to Italy!
Gone Audi mad!
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Re: EU Breakdown Cover
[Re: ben20vt]
#1482097
03/04/2014 20:32
03/04/2014 20:32
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Joined: Dec 2005
Posts: 8,086 South Cambs
Barmybob
Hon Club Member: 003
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Hon Club Member: 003
Je suis un Coupé
Joined: Dec 2005
Posts: 8,086
South Cambs
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My German is rusty but my understanding of the ADAC rules are, if the car breaks down you’ll be recovered to the nearest garage. That Garage then has five days to fix the problem, regardless of cost. If the garage were unable to repair the car, in those 5 days, the car would then be repatriated. There is also a company called ACE , in Germany. They offer a similar service but their garage limit is 3 days before repatriating. They are also a little cheaper. What I can’t find in either of their small print is any mention of limits to the cost of repatriation of vehicles to their homes. I also need to clarify if both these services will also offer repatriation of vehicles to the UK. I have asked a friend in Germany to look into this for us.
Gone Audi mad!
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Re: EU Breakdown Cover
[Re: Gripped]
#1482198
04/04/2014 11:56
04/04/2014 11:56
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SarahJayne
Unregistered
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SarahJayne
Unregistered
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Just to be clear.....
The European Breakdown policy offered here at Glynwood for £67, currently,is:-
- vehicle specific, so only covers the vehicle insured under it - has no vehicle age restriction - provides Repatriation Cover upto £2000
Please remember that a Breakdown policy is what it says a Breakdown Policy - it is mean as something to get you back on the road to continue your journey following a breakdown. Yes they will repatriate you back to the UK if there is no option of repairing the car or the car can't be repaired within the specified timescales.
The policy wording obviously explains in more detail the cover benefits and limits and I would suggest that you familiarise yourself with this along with any other insurance documents before a journey so you are fully aware of the benefits and restrictions, regardless of who your insurance is with.
Regards Sarah
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Re: EU Breakdown Cover
[Re: ]
#1482335
05/04/2014 01:30
05/04/2014 01:30
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Joined: Dec 2005
Posts: 8,086 South Cambs
Barmybob
Hon Club Member: 003
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Hon Club Member: 003
Je suis un Coupé
Joined: Dec 2005
Posts: 8,086
South Cambs
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I would suggest that you familiarise yourself with this along with any other insurance documents before a journey so you are fully aware of the benefits and restrictions, regardless of who your insurance is with. Knowing what happened to one of our members previously, after a significant motor problem, I am just after ensuring that I would be covered, if possible. Should I suffer a similar problem during the Italy trip I would hate to loose a car for not being properly covered.
Gone Audi mad!
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Re: EU Breakdown Cover
[Re: Barmybob]
#1482339
05/04/2014 01:45
05/04/2014 01:45
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Joined: Dec 2005
Posts: 8,086 South Cambs
Barmybob
Hon Club Member: 003
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Hon Club Member: 003
Je suis un Coupé
Joined: Dec 2005
Posts: 8,086
South Cambs
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My friend, a german garage owner and ACE agent, spoke to both the ADAC & ACE today. Both companies said they would cover UK based customers / vehicles.
They both cover the person - not any specific Vehicle.
Both would, in the first instance, recover a car to a garage for repair work. ADAC have a 5 day repair limit, ACE three days. Both said that they can decide sooner that a vehicle can't be fixed during those times and recover it to the owners home or a garage.
Should a vehicle require repatriation both stated they would limit costs, based on vehicle market values - in Germany.
Gone Audi mad!
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Re: EU Breakdown Cover
[Re: arm]
#1482642
07/04/2014 14:31
07/04/2014 14:31
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Joined: Dec 2005
Posts: 21,616 Aldershot
PeteP
Hon Club Member 005, Membership Secretary
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Hon Club Member 005, Membership Secretary
Forum Fossil
Joined: Dec 2005
Posts: 21,616
Aldershot
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All UK companies will just claim car is not worth repatriating and give you a train/plane ticket home which you can use to wave goodbye to your car with?
The mainstream ones - perhaps, much less likely with the specialist classic policies.
16VT and X1/9 1500
We must all do our part for the planet. I unplugged a row of electric cars that nobody was using.
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Re: EU Breakdown Cover
[Re: Gripped]
#1482674
07/04/2014 18:09
07/04/2014 18:09
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Joined: Dec 2005
Posts: 3,610 S. Wales. Way beyond my means
Gripped
OP
Club member 1924
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OP
Club member 1924
Forum is my job
Joined: Dec 2005
Posts: 3,610
S. Wales. Way beyond my means
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Surely Joe (FCSS) will bring an entire set of replacement parts (including new engine) in the boot of his Coupe? Problem solved. ![rolleyes rolleyes](/forum/images/graemlins/default/grin.gif) Or, are we taking the "Top Gear Approach" and leaving our Coupe colleagues on the side of the road in a cloud of steam and dribbling oil? Seriously though, could we consider sharing phone numbers for the trip and bring a few spares with us so that if the worst happens (and we are close by), we could help eachother out? I'm talking about small items like spare injectors, coil packs, CHOD, belts (not cam obviously since the engine would be toast), crank positions sensors etc. I can bring a semi-functional MAF for a VIS which would get someone back on the road. Plus my old cam position sensor which works most of the time !
Last edited by Gripped; 07/04/2014 18:19.
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Re: EU Breakdown Cover
[Re: Gripped]
#1484437
21/04/2014 00:22
21/04/2014 00:22
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Joined: Mar 2007
Posts: 17,148 Auld Reekie
Edinburgh
Club President, member225
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Club President, member225
Forum veteran
Joined: Mar 2007
Posts: 17,148
Auld Reekie
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Still looking for a company offering EU breadown and repatriation without using the market value cost of the car.
Anyone found one yet? I bet some of the classic car places offer it. Have you tried Equity Red Star?
BumbleBee carer
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Re: EU Breakdown Cover
[Re: Gripped]
#1484614
22/04/2014 13:04
22/04/2014 13:04
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SarahJayne
Unregistered
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SarahJayne
Unregistered
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Still looking for a company offering EU breadown and repatriation without using the market value cost of the car.
Anyone found one yet? I bet some of the classic car places offer it. I have looked at this many times for the Club and there appears to be nothing in the UK out there that offers unlimited repatriation cover. Which sounds to me like you are after. All policies have limits. Like I have said before a Breakdown policy is taken out to get your car repaired and back on the road in the event of a breakdown, so with this in mind this IS what the policy offers. Repatriation cover is there should the car not be able to be repaired, the policy shouldn't just be taken out based on this cover as this is not what it is there for.
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Re: EU Breakdown Cover
[Re: Gripped]
#1484668
22/04/2014 17:47
22/04/2014 17:47
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SarahJayne
Unregistered
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SarahJayne
Unregistered
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Not all policies are Market Value, but all have either market value or a specified amount limit.
We have access to two policies - and can offer as a stand alone policy, so you don't need to have your insurance cover with us, without going into too much detail, although neither are age restricted, one states that cover is limited to the UK market value of the car and the other states a limit of £3000 per year.
Both are breakdown policies, so the repatriation would only kick in once a vehicle could not be repaired in a specified timescale, as detailed in the actual policy wording. There is usually also the option to leave the car with the garage to be repaired, be flown home (at the expense of the insurers) and then fly back (again at the expenses of the insurers) or be put up in additional accommodation (again at the expenses of the insurers) until the car is repaired if it will be after your scheduled return date. More details of this can be seen in the respective policy wording.
Personally I don't think it is all that common that a car can not be repaired. I appreciate that chances are it will probably be more expensive to put a car back on the road following a breakdown, when you are restricted by the country/garage you are using and these costs would need to be met by you. So the costs to repair the car after a breakdown will probably be more when we are talking about emergency repairs. But, with this is mind if the car can be repaired then they will not repatriate the car because you want to repair it yourself or use your usual garage, or save on repair costs. If it can be repaired then it will be repaired.
If the breakdown was following an accident then your motor insurer would pick this up, so this would not fall under the breakdown cover.
Sorry, if it sounds like I am not being very helpful and maybe a little negative, but I am failing to see where the problem lies.
Please give me a for-instance of when the damage could be so catastrophic that the car could not be repaired just so I can try and help.
Regards Sarah
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Re: EU Breakdown Cover
[Re: Gripped]
#1484801
23/04/2014 15:55
23/04/2014 15:55
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SarahJayne
Unregistered
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SarahJayne
Unregistered
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I am in discussions with insurers regarding the cover. but can happily say that the outlook appears very positive.
I have had a conversation regarding the repatriation limit and the insurers involved have told me they have NEVER had a situation arise where they have left a car in Europe. The limit they believe is very wide and should the situation arise where the £3000 is not enough they will always discuss different options to get the car home; like being transported on a 'slow boat' or asking for a contribution towards the costs. You would be involved in all decisions as and when if needed. I am awaiting confirmation but I believe this will put your minds at rest
I am also in discussions with regards to the price for the cover, as I am hoping if a large amount of people take it out we could offer the cover at a lower rate. At worst it would be £69.00 for 12 months cover, which can be taken out as a stand alone policy.
I will update further when I know, hopefully a matter of days, a week at most.
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Re: EU Breakdown Cover
[Re: MCMike]
#1485601
28/04/2014 20:35
28/04/2014 20:35
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Joined: Dec 2005
Posts: 8,086 South Cambs
Barmybob
Hon Club Member: 003
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Hon Club Member: 003
Je suis un Coupé
Joined: Dec 2005
Posts: 8,086
South Cambs
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This sounds good Sarah, I look forward to your next update Me too.. ![thumb thumb](/forum/images/graemlins/default/icon_thumbs.gif) Sarah - Some NEW parts for the Coupé are becomming hard to obtain. It's quite possible that a simple breakdown could render a car unrepairable. Accross Europe the UK is often regarded as one of the only sources for second hand Fiat Coupé parts! NOTEFor those persons choosing the Foreign alternatives (ADAC) etc. Through a German contact I contacted the ADAC and another German company. Despite both these companies initially saying, over the phone, that they would repatriate cars to the UK they have both said, in writing, that they wouldn't! They will provide full breakdown cover and recovery to a local garage for repairs but they will not recover the car to the UK. One could register at a German address and have a car recovered there. I'm thinking of this option but I think I'll wait and see what Sarah comes up with first.
Gone Audi mad!
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Re: EU Breakdown Cover
[Re: Gripped]
#1485759
29/04/2014 13:35
29/04/2014 13:35
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SarahJayne
Unregistered
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SarahJayne
Unregistered
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Just checking in ... this is taking a little longer than expected, will give you an update asap. I am mindful that this is to be in place before the end of May, but may not have an answer until next week. Sorry Hopefully will be worth the wait ![smile smile](/forum/images/graemlins/default/smile.gif)
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Re: EU Breakdown Cover
[Re: arm]
#1486655
05/05/2014 01:20
05/05/2014 01:20
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Joined: Dec 2005
Posts: 8,086 South Cambs
Barmybob
Hon Club Member: 003
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Hon Club Member: 003
Je suis un Coupé
Joined: Dec 2005
Posts: 8,086
South Cambs
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so, unless ADAC have changed their policy recently and have also not updated their T&Cs, repatriation to UK is still included. Their T&Cs state repatriation will be "to your home address" (full stop).
I have been using ADAC on and off since 1986! I first used them when living in Holland and have continued to use them in the UK as I travel into Europe every year. I have used their breakdown and even recovery in the UK (They Contract the AA) with no problem. However I had noticed some changes in their T&Cs but my German is rusty. This is why I asked a former German colleague and German garage proprietor, based in Hamburg, to look into this for me. As you are sure UK peeps are still covered I will challenge him to look into this again..
Gone Audi mad!
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Re: EU Breakdown Cover
[Re: arm]
#1486888
06/05/2014 16:30
06/05/2014 16:30
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Joined: Dec 2005
Posts: 8,086 South Cambs
Barmybob
Hon Club Member: 003
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Hon Club Member: 003
Je suis un Coupé
Joined: Dec 2005
Posts: 8,086
South Cambs
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Thanks, I already had the PDF documents ![thumb thumb](/forum/images/graemlins/default/icon_thumbs.gif) After quite a lot of discussion with my friend Lars I got him to get back in touch with the ADAC... It seems he has indeed made some errors ![irked irked](/forum/images/graemlins/default/irked.gif) You can still be covered, if living in the UK. You must take "PLUS" membership €89.50 They will recover the car "HOME" (Within a week, or two). More info to follow.............
Gone Audi mad!
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Re: EU Breakdown Cover
[Re: Barmybob]
#1486905
06/05/2014 17:53
06/05/2014 17:53
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Joined: Dec 2005
Posts: 8,086 South Cambs
Barmybob
Hon Club Member: 003
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Hon Club Member: 003
Je suis un Coupé
Joined: Dec 2005
Posts: 8,086
South Cambs
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The German PDF documents for ADAC make no mention of the Vehicles age or it's value, just that it must be a regular vehicle which is not used for business. Much of the remaining documents are regarding how they deal with personal data, transportation of you and your passengers, cover for sickness, legal assistance and even provision of a translator, German I guess ![smile smile](/forum/images/graemlins/default/smile.gif)
Gone Audi mad!
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Re: EU Breakdown Cover
[Re: Gripped]
#1487112
07/05/2014 17:57
07/05/2014 17:57
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SarahJayne
Unregistered
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SarahJayne
Unregistered
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Right, I have negotiated and have had it confirmed...... I can offer a European Breakdown Policy at an annual premium of £69.00, which will provide up to £3000 towards Repatriation costs in any one insurance year regardless of age or value of car if the car cannot be repaired ![smile smile](/forum/images/graemlins/default/smile.gif) Just to recap, the insurers involved have told me they have NEVER had a situation arise where they have left a car in Europe. The limit they believe is very wide and should the situation arise where the £3000 is not enough they will always discuss different options to get the car home; like being transported on a 'slow boat' or asking for a contribution towards the costs. You would be involved in all decisions as and when if needed. So give me a call on 01527 591057 or email me at Sarah@glynwoodinsurance.co.uk or PM me and I can forward to you a copy of the policy for your consideration and/or arrange for the cover to be issued.
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Re: EU Breakdown Cover
[Re: ]
#1488261
15/05/2014 14:29
15/05/2014 14:29
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Joined: Dec 2005
Posts: 8,086 South Cambs
Barmybob
Hon Club Member: 003
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Hon Club Member: 003
Je suis un Coupé
Joined: Dec 2005
Posts: 8,086
South Cambs
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I can offer a European Breakdown Policy at an annual premium of £69.00, which will provide up to £3000 towards Repatriation costs in any one insurance year regardless of age or value of car if the car cannot be repaired Sarah, that is a fantastic price & great cover or the Coupé, well done ![thumb thumb](/forum/images/graemlins/default/icon_thumbs.gif) Unfortunately, we plan to make a couple more trips into Germany and Holland this year, and with different vehicles to. We have therefore, after much research, decided to take ADAC cover this year.
Gone Audi mad!
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