Anybody got one?

HIC offer it for £16 extra

I got mine from Greenlight no extra charge

what does it involve?

Listing all your mods, this is a painful experience in itself Especially when you look how much you've spent

Provide 4 photos of the outside, inside and engine bay.

Decide what you realistically think it's worth

They then ask the underwriters, it's then accepted or rejected.

Job done

At least you are likely to get the full amount if you have a total loss without to much drama (apparently).

So how much did you say yours is worth?

I havent got many mods, but if it was a total loss the money they offer wouldnt buy me like for like.

Just thought it would be worth insuring it for £5-6k at least

Well you're going to be surprised, but not in a nice way (2000 Plus, 46,000 miles)

The most I could get would be £7,000 (book value aprox £4,500 + mods £2,500 ), but I guess as it costed nothing to get the agreed value and at the end of the day I'm guaranteed a £7,000 payout (if it's written off ) it's better than arguing and waiting months for a £5.5K settlement.

I got it FOC with HIC

You have to attach about 4 pictures of your coop and detail mods, work done on her and such like and basically justify the 4.5k. i havent got my pictures sorted as i only got digi ones so will stick them on a cd and send it off but teh 4.5k needs to be changed on mine to the 6.5k i originaly asked for. just about 1 hr sat down filling it in shoudl do for most people i think

When you're working out an agreed value, are you adding the retail cost of the parts (modifications) to the book value of the standrad car?