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Re: What are my options?
[Re: ]
#1125868
04/11/2010 14:21
04/11/2010 14:21
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Joined: Dec 2005
Posts: 12,546 Northumberland
AndrewR
I AM a Coop
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I AM a Coop
Joined: Dec 2005
Posts: 12,546
Northumberland
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Ok your boring me now but go on then why when a car is written off do they ask for the log book. Because they become both the legal owner and the registered keeper. I'm sorry that you're finding this boring, but if you're going to suggest fraud on a public forum you should at least be prepared to defend your advice.
Dear monos, a secret truth.
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Re: What are my options?
[Re: ]
#1125869
04/11/2010 14:22
04/11/2010 14:22
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jase
Unregistered
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jase
Unregistered
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Ok your boring me now but go on then why when a car is written off do they ask for the log book. BoostMeCoupeUp is correct, although it may say on an actual V5 that the registered keeper may not be the legal owner in the eyes of an insurance company the registered keeper is the owner.
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Re: What are my options?
[Re: AndrewR]
#1125871
04/11/2010 14:23
04/11/2010 14:23
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BoostMeCoupeUp
Unregistered
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BoostMeCoupeUp
Unregistered
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All of that and still if the log book doesn't represent ownership what does?
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Re: What are my options?
[Re: ]
#1125874
04/11/2010 14:27
04/11/2010 14:27
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BoostMeCoupeUp
Unregistered
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BoostMeCoupeUp
Unregistered
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Ok your boring me now but go on then why when a car is written off do they ask for the log book. BoostMeCoupeUp is correct, although it may say on an actual V5 that the registered keeper may not be the legal owner in the eyes of an insurance company the registered keeper is the owner. Cheers Jase this is getting way over complicated it is pretty simple... If you look into every eventuality in insurance eg tyres under a certain amount of tread etc etc then theres always ways a company can get out of paying. You CAN use your driving other cars extention in this mannor if you know what your doing and are check policy wording. IM OUT
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Re: What are my options?
[Re: ]
#1125882
04/11/2010 14:37
04/11/2010 14:37
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Joined: Dec 2005
Posts: 12,546 Northumberland
AndrewR
I AM a Coop
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I AM a Coop
Joined: Dec 2005
Posts: 12,546
Northumberland
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The V5 (it's not called a log bog and hasn't been for many years) shows the keeper of the vehicle. It states (in section c5) that it does not indicate the owner of the vehicle. There is no single document that indicates ownership.
Look at a simple case - a vehicle purchased under a hire purchase scheme. The keeper of the vehicle will be named on the V5, but it is the HP company which has ownership of the vehicle.
The vast majority of the time it is convenient for an insurer to assume that the owner and registered keeper are the same entity, but if it suits them to do so they are fully entitled to treat them as different.
Whichever way you cut this what you're proposing is insurance fraud, and that increases the cost of insurance for everybody, which brings us full circle - your advice is wrong, please don't post it here again.
Last edited by AndrewR; 04/11/2010 14:37.
Dear monos, a secret truth.
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