Posted By: adder58
1st timers insurance - 08/05/2011 10:46
My Daughter will be 17 soon, !! I have been playing around with insurance quotes, came across a weird one.
If it's her name only on a Ford Ka it was about £2300, if my wife went as named driver it came down to £1650, if we then add me to it as well it came down to £1350, I understand why this is.
But then, if I said it was going to be kept in our garage overnight rather than on the drive way, then it went back upto £1650??? All I can guess is, a new driver is more likely to damage a car getting in or out of the garage then the chance of damage or it being stolen on the drive way.
So basically don't state it's being garaged.
If it's her name only on a Ford Ka it was about £2300, if my wife went as named driver it came down to £1650, if we then add me to it as well it came down to £1350, I understand why this is.
But then, if I said it was going to be kept in our garage overnight rather than on the drive way, then it went back upto £1650??? All I can guess is, a new driver is more likely to damage a car getting in or out of the garage then the chance of damage or it being stolen on the drive way.
So basically don't state it's being garaged.