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Need advice.....
#767841
08/02/2009 01:21
08/02/2009 01:21
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Joined: Jun 2007
Posts: 848 Stoke on Trent, UK
Vinno
OP
Enjoying the ride
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OP
Enjoying the ride
Joined: Jun 2007
Posts: 848
Stoke on Trent, UK
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About a sombre topic indeed...
I am thinking I might have to let the coupe go...to my mum.
To cut a long story short...my mum currently drives my old car... Peugeot 206xs 1.6 At the moment I pay £100/month insurance on the coop (22yo 4 years driving). And around £20/week petrol.
My mum is absoloutly desperate to have my car...so if I go back to the Pug 206 I will be paying about a tenner a week petrol and £38 a month insurance.
The fact of the matter is I'm absoloutly up sh*t street with my finances. Im a student working part time and I'm kinda skint....
I just wanna know what people think I should do. I dont want to lose the coop, having it outside the house and it not being mine will be painful...but at least I know its there for me to have again when I can afford?. I dunnnnno...It feels like I'll be going backwards in life..y'know.
Go on somebody...put me straight.
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Re: Need advice.....
[Re: Vinno]
#767849
08/02/2009 01:37
08/02/2009 01:37
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Joined: Dec 2005
Posts: 126 Edinburgh
jockey
On a journey
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On a journey
Joined: Dec 2005
Posts: 126
Edinburgh
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mate, your going to have to make some lifestyle changes or work some overtime! I was 22 and a student working part time when I bought mine, but I had been saving for it since i was 16 and didn't spend money on much else or go out at weekends and no gf so had enough to run it. The Coupe costs a lot to run and keep in good condition, not something that's always considered when buying, but you cant have everything so you'll need to decide whats more important, student lifestyle, beer etc or coupe. I still have some regrets about buying mine, my heart says yes but head says no, its cost me thousands of pounds in the years i've owned it.
98 Fiat Coupe 20 Valve Turbo 2003 >
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Re: Need advice.....
[Re: jockey]
#767852
08/02/2009 01:45
08/02/2009 01:45
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Joined: Jun 2006
Posts: 23,314 North Wales
Theresa
Former Presidentessa Club member 58
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Former Presidentessa Club member 58
Forum Fossil
Joined: Jun 2006
Posts: 23,314
North Wales
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Let your Mum have it In my eyes, it wouldn't really be gone and I would still be able to see and admire it, even drive it now and again (possibly) It would save you paying out a fortune for insurance, etc, but you'd still be able to see it and possibly have it back in the future. Just make sure, that when/if you have it back, your Mum has paid for all the big jobs, such as cambelt, etc
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Re: Need advice.....
[Re: Theresa]
#767858
08/02/2009 01:51
08/02/2009 01:51
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Aah4Fuxake
Unregistered
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Aah4Fuxake
Unregistered
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I second Theresa. (Or third JKD - whatever)
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Re: Need advice.....
[Re: ]
#767863
08/02/2009 01:59
08/02/2009 01:59
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Joined: Dec 2005
Posts: 2,112 The clues in the name
DanTheManc
Competition Level
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Competition Level
Joined: Dec 2005
Posts: 2,112
The clues in the name
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sell the coupe, bank the money and buy a 200 quid banger as a run about whike you sort your finances out. Why do you need to have the 206?
2000 Moony 20VT6 VXR BMW 335i BMW M135i 2017 Cupra 290 Black Edition
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Re: Need advice.....
[Re: DanTheManc]
#767881
08/02/2009 04:00
08/02/2009 04:00
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Enforcer
Unregistered
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Enforcer
Unregistered
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No-one needs to have a 206 - surely?
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Re: Need advice.....
[Re: ]
#767894
08/02/2009 08:58
08/02/2009 08:58
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magicsy
Unregistered
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magicsy
Unregistered
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206 isnt too bad mate, sometimes we gotta make these sacrifices, im sure others are in a worse position, you know the clichés. Like said at least you still have the coop indirectly. are you not Fully comp? perhaps named driver? i personally wouldnt sell as prices for coops are at a terrible low. let your mum have it. for a bit
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Re: Need advice.....
[Re: barnacle]
#770988
11/02/2009 23:10
11/02/2009 23:10
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Joined: Jun 2007
Posts: 848 Stoke on Trent, UK
Vinno
OP
Enjoying the ride
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OP
Enjoying the ride
Joined: Jun 2007
Posts: 848
Stoke on Trent, UK
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After reading the unanimous verditct I think I'll set the wheels in motion to get this car swap on the go lol. Just to reply to jockey - I dont have the typical student lifestyle. I dont drink, dont have a girlfriend...im quite sad really lol. I seem to spend all my money on the coop and thats what gets me down tbh. On Monday I stopped half way to uni top put £15 petrol in her. Drove the rest of the way to uni, drove home. Later that evening I made another small journey. And today I've driven to work and back - all £15 virtually gone. If I had the 206 that £15 would have lasted nigh on 2 weeks probably! Its gonna be hard, but like you have said..It'll still be parked outside the house. I'm gonna get to take rides in it lol. And I'll get it back or get a new one in a year or so. Ah..a sad day is looming.
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Re: Need advice.....
[Re: Vinno]
#771003
11/02/2009 23:19
11/02/2009 23:19
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luke
Unregistered
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luke
Unregistered
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buddy let your mum have the coupe and you fully insure the pug then you can still drive it at weekends and just pay for fuel you use!???
Last edited by luke; 11/02/2009 23:19.
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Re: Need advice.....
[Re: Vinno]
#771018
11/02/2009 23:32
11/02/2009 23:32
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Joined: Dec 2005
Posts: 126 Edinburgh
jockey
On a journey
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On a journey
Joined: Dec 2005
Posts: 126
Edinburgh
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I was the same, when I was your age i completely forgot about everything else in my life which should have been more important at the time, such has looking for a girlfriend and going up town, clubbing etc and now even sadder I'm playing catch up at 27 lol You dont want to make the same mistake as me and spend too much attention on your car so your very lucky your mum can keep it.
98 Fiat Coupe 20 Valve Turbo 2003 >
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Re: Need advice.....
[Re: ]
#771224
12/02/2009 11:14
12/02/2009 11:14
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suba
Unregistered
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suba
Unregistered
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buddy let your mum have the coupe and you fully insure the pug then you can still drive it at weekends and just pay for fuel you use!??? I dont think those policies can be got for anyone under 25.
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Re: Need advice.....
[Re: ]
#771409
12/02/2009 14:02
12/02/2009 14:02
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luke
Unregistered
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luke
Unregistered
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buddy let your mum have the coupe and you fully insure the pug then you can still drive it at weekends and just pay for fuel you use!??? I dont think those policies can be got for anyone under 25. they can through the likes of quinn direct regardless of your age
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Re: Need advice.....
[Re: ]
#771433
12/02/2009 14:19
12/02/2009 14:19
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Joined: Jun 2007
Posts: 848 Stoke on Trent, UK
Vinno
OP
Enjoying the ride
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OP
Enjoying the ride
Joined: Jun 2007
Posts: 848
Stoke on Trent, UK
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I've tried to be a named driver on it and the premium goes from like £300 for just my mum or dad...to over a grand with one of them and me as a named driver. I tried Adrian Flux and they wouldnt even give me a quote lol. Dont know whats happening there to be honest. My insurance has always been more than my friends even when we had similar cars. I could probably keep the coup and struggle on. But the problem is..if something - anything goes wrong I'll be up sh*t creek lol. If only I'd been more careful with my money, I could keep it. Cheers for the advice. I'll get on to my mum to ring the insurance and see how much it'll be.
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Re: Need advice.....
[Re: Tommy_Coop23]
#771865
12/02/2009 22:05
12/02/2009 22:05
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Mrs_LickyL
Unregistered
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Mrs_LickyL
Unregistered
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Give the car to your mum and get your finances sorted. Better to keep the coop in the family. Better to give it up now before something major needs doing to it. You're only 22 - many many years of coop ownership in your future
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Re: Need advice.....
[Re: ]
#772804
14/02/2009 02:35
14/02/2009 02:35
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Joined: Jun 2007
Posts: 848 Stoke on Trent, UK
Vinno
OP
Enjoying the ride
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OP
Enjoying the ride
Joined: Jun 2007
Posts: 848
Stoke on Trent, UK
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Tommy. Im around the Burslem area. S reg sprinty...you might have seen it. Where are you? Well guys the swap is going down tommorrow lol. I know I'll miss it, but after a few weeks I'll stop caring to a certain extent and just start to look forward to when Im sorted and can afford another coop or have mine back providing my mum hasnt broken it lol.
I'll update ya in a few days when Im ready to top myself after going back to French car ownership.
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